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Welcome to Atlantic Publishing Company's Personal Finance Book Line.  YYou may use the links on the left hand side of each page to navigate our site and browse extensive pages devoted to our Specialized Book Products Lines.   Atlantic Publishing Company is your #1 source for Books, Videos, Training Materials, Tools, and Software for Business, Real Estate, Investment, Personal Finance, Internet, Education, Legal, Home Ownership, Real Estate Investing, Photography, Study Guides, Starting a New Business, eBay, Retirement, Employee Programs, Parenting and much, much more.  We have dramatically expanded our product publications to include more than 80 brand new and soon to be released titles.   This site was designed with your convenience in mind.   You may navigate our extensive pages of items by using drop down menu at the top of this page, or use the links below and in the left border.  Orders may be placed by using our On-Line 100% Secure Shopping Cart.  We accept most major credit cards and also accept PAYPAL, or you may also order by calling our 24 hour toll free order number at (800) 814-1132. Thank you for visiting Atlantic Publishing Company! If at anytime you need any help finding a product, have a question or concern, you may email us at sales@atlantic-pub.com
 

How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today

Your credit score affects every aspect of your financial life including qualifying for loans and mortgages, low interest rates, housing, employment opportunities, and even insurance premiums. Millions of Americans have negative, inaccurate, and unverifiable information on their credit report. Repairing your credit profile is one of the most important financial decisions you can make. You're about to take the important step of taking control of your credit! If you're like the average American, having improved credit will save you thousands of dollars on your loans and credit cards. You do not need a credit repair clinic. Save the money. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost using the plan in this new book.

There are federal laws in place to make sure that you can repair problems on your credit report and increase your credit score. These laws are found in the Fair Credit Reporting Act. This book will show you how to use your legal rights to increase your credit score. You will learn how to remove questionable items from YOUR credit reports, including: late payments, collections, judgments, liens, charge offs, bankruptcies, foreclosures, repossessions, and identity fraud. This new book will be your road map to credit repair information, and give you tips on how to maintain a stronger credit profile, repair bad credit, improve credit scores, and correct personal information. 978-0-910627-94-8 0-910627-94-0 Item#9780910627948 $21.95


How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today
The Complete Personal Finance Handbook: Step-by-Step Instructions to Take Control of Your Financial Future—With Companion CD-ROM

Personal financial planning is the process of establishing your own financial goals and creating a way to reach them. The ongoing process involves examining all existing resources, developing a plan to use them, and systematically implementing the plan to achieve your short- and long-term goals.

They must be monitored and reviewed periodically to make adjustments to assure that they continue to move you toward your financial goals.

Your family's financial future depends in large part on decisions you make and steps you take today. Busy, successful people are often so involved with day-to-day personal and business responsibilities that they don't take the time to plan their own financial future. And unfortunately, financial security and sound investments rarely happen by chance.

This new book, written in easy-to-understand terminology, will guide you on the way to financial security for you and your family. You will learn the personal financial basics of budgeting; insurance; marriage, single, and divorce financial solutions; health care possibilities; retirement planning and saving; wills and estate planning; managing and eliminating debt; solving your credit score and credit issues; and home ownership. You will avoid legal issues, obtain documents you need to have, deal with mortgages, taxes, and tax planning. You will invest your money using the latest strategies while responding to life events, starting a small business, getting college financial aid, avoiding debt and bankruptcy, and borrowing money. The new areas of concern are explained: elder issues and identity theft worries. The companion workbook on CD-ROM contains worksheets, charts, and quizzes to help you set financial goals, budget, find how to reach those goals, set retirement planning goals, and determine the best savings and investment strategies that fit your situation. ISBN-10:1-60138-047-X • ISBN-13:978-1-60138-047-0 • Item #9781601380470 • $29.95 

2007 DIY Book Festival Awards How-To Honorable Mention: The Complete Personal Finance Handbook: Step-by-Step Instructions to Take Control of Your Financial Future—With Companion CD-ROM by Teri B. Clark


The Complete Bankruptcy Guide for Consumers and Small Businesses Everything You Need to Know Explained So You Can Understand It

According to the U.S. Courts Bankruptcy Statistics Web site, more than 1,300,000 bankruptcies were filed with U.S. courts between June 2008 and June 2009, with almost 96 percent of those being personal, non-business filings. The volume of those who face the stress that coincides with bankruptcy filing continues to grow and it can be hard to discern between the six different forms of common bankruptcy and how each might affect you or your business. This book was written with the goal of providing a complete handbook to understanding the complex bankruptcy laws of the United States in an easy-to-read format that will allow you to move forward in your life, either through the bankruptcy process or through viable financial alternatives that help you to avoid filing.

Before you even approach the bankruptcy process, you will learn if there is anything left you can do to salvage your finances. You will learn how to manage existing debt in avoidance of bankruptcy and how to handle debt collectors, and also acknowledging which of the debts that you hold are the most important. You will learn how to decide when bankruptcy is the best or only option left at your disposal, including what a bankruptcy actually entails, from the first piece of paperwork you sign to the lasting effect it has on your credit.

You will learn how to deal with the emotional and social implications of bankruptcy and also what aspects of your life will immediately change as a result. The six different kinds of bankruptcies are outlined in full detail with walkthroughs of what each format offers and when you can utilize them to your advantage. Specifically, detailed instructions for liquidating debt with a Chapter 7 bankruptcy and using a Chapter 13 bankruptcy to rebuild your life are given as well in their own chapters. You will learn what it takes to find and utilize a qualified consumer bankruptcy attorney and exactly what to expect throughout the process.

For businesses that are navigating the complex corridor of bankruptcy filing, information is provided about the specific processes you must follow for your specific kind of business. You will learn how to choose which Chapter to file under and what you must do to protect your personal assets during a business bankruptcy.

Finally, a special section is included to guide you through the harrowing post-bankruptcy process, helping you to rebuild your credit after the process with a timeline of how long you can expect to wait before you start to regain the standing you originally had. You will be given details and tips on how to manage your finances in the future, and interviews taken from bankruptcy experts and individuals with personal experience will help you know exactly what you can expect before, during, and after your bankruptcy. For anyone at the point in their life where they are considering a bankruptcy to solve their financial problems, this guide is a must have tool, providing an easy-to-read, comprehensive overview of the entire process. Item#9781601383105  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


The Complete Guide to Your Personal Finances Online Step by Step Instructions to Take Control of Your Financial Future Using the Internet

With the growth of the Internet, the personal finance industry has equally boomed, allowing individuals who previously had no control of their money to take the reins and start banking, investing, and controlling funds online without the need for pricey professional help. In 2002, the number of people investing online was around 20 million. In 2006, that number had ballooned to almost 55 million and the estimates for the 2007 fiscal year show that it has risen as much as 40 percent higher as more people realize the potential that online services provide. But for many people, the complexities of finance are still too much. For that reason, this book was written-to provide you with a complete guide of everything you need to know to start managing and investing your money online.

You will learn the basics of why people take to the Internet to manage their personal finances and how you can start doing it today. Starting with the basics of online banking, you will learn what you can do keep track of your checking and savings accounts, pay your bills online, and even apply for loans from the comfort of your own home. You will learn how to measure your own assets and how much money you can afford to spend. A special section is devoted to deciphering the complex language of the financial sector to help you understand what you are dealing with. You will learn how to know if you are a passive or active investor and what kinds of rate of return you can expect. In addition, learn how to prepare your computer for use as a personal finance hub - the necessary safety and security precautions to keep your information safe, the Web sites you should bookmark, the tools you should have installed, and countless tips to help you keep track of the market, top picks, and your fellow investors.

The various types of online accounts will be broken down for you, including taxable brokerage accounts, retirement accounts (401k and IRAs), and education savings accounts such as 529 plans. You will learn how to determine what your tax burden will be in relation to your investments, as well as how to seek out and find the right broker for your needs. You will be walked through the process of finding the best financial opportunities and executing trades as well as your alternate choices in stock options and FOREX trading.

Hours of interviews and careful research with the industry's top investors and online finance professionals will provide an additional level of knowledge to help you know that every financial decision you make is correct. You will be shown how to keep in touch with your fellow investors, what mutual funds, ETFs and various other financial options are at your disposal, as well as how to start investigating in the companies you are looking to invest in. You will learn how to uncover the top prospects and develop investment ideas, as well as the top ten mistakes you absolutely must avoid as an online investor. For anyone seeking a complete resource for online personal finance, look no further than this book. Item#9781601382979  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


 

Retire Rich With Your 401(K) Plan A Complete Resource Guide with 100s of Hints, Tips, & Secrets from Experts Who Do It Every Day

The retirement market is huge. According to the Investment Company Institute, more than $2.25 Trillion is invested in 401(K) plans by more than 45 million Americans, building wealth for millions of individuals who hope to retire early and enjoy their old age in the lap of luxury. Understanding and maneuvering through the complex world of 401(K) plans though, can be quite difficult, often requiring professional help, or resulting in lost funds.

For anyone who has ever wondered what it would take to turn those slowly growing 401(K) plans into exploding retirement accounts that will allow you to quit your job early, there are things you can do. This complete, uptodate guide on the 401(K) plan market has made it easier than ever to sort through your finances and start pulling out the necessary bits and pieces of information that you need to truly capitalize on your retirement. You may think you know what a 401(K) plan is, but you will learn in detail exactly what these plans provide to you and what options you have that you may have never explored. From Roth IRAs to diversified portfolios, the options for how you invest in your retirement will finally be made clear.

You will learn how to start saving, even when you're getting past the point you thought you could save. You will learn how to start your own retirement plan even if your employer does not provide one. You will learn how to maintain your savings plans and not lose a dime of your money, even if you change jobs repeatedly. You will be walked through the complex process of investing your own 401(K) plan, including how to take advantage of mutual funds, and how to measure the risk involved in stocks and options versus bonds.

You will be shown the upper limits for your contributions every year and what you can do to maximize those contributions to ensure the money is there for you to draw from. You will learn how to choose between different tax structures and what you can expect as you grow closer to retirement. If you ever need to draw funds out of your 401(k) you will learn how to do so and what your plan expects of you. With the help of dozens of hours of carefully noted conversations with investment professionals, we have provided the tips you need to maximize every penny you have in your 401(k) plan so that when you retire, you have as much money as possible. And for those with alternate retirement options or necessities, you will learn what other 4() series savings plans are available to you. Don't wait too long to start investing in your future. With this book you can start now and retire when you want to, freeing up the rest of your life. Item#9781601382962  $24.95


How to Hide A Practical Guide to Vanishing and Taking Your Assets with You

There are many reasons why you might decide to leave your life. You could be one of the nearly 800,000 million Americans every year who have been forced to file for bankruptcy or one of the 900,000 individuals who files for divorce annually. Whatever reason you may have for wanting to hide your assets and disappear without a trace, this book is a complete walkthrough of the process you should use to do so.

The first thing you will learn is how you can start planning your move out of the United States. What will you need to do and know before you prepare to leave to ensure that your move goes off smoothly? The choice between staying in the U.S. and leaving the country will be provided, as well as a rundown of very important questions you must ask yourself before you leave your old life behind, including cautions, and the legal implications of your departure that can never be undone. You will learn where the best places in the world are to hide yourself and your assets. The process of diversifying your money out of U.S. credit bureau and Financial Crime Enforcement Network oversight will be provided, allowing you to start hiding your assets in nondescript, untraceable locations.

You will learn what you need to do to start generating your new identity and what ties need to be completely severed in order to make sure your old identity does not come back to haunt you. You will learn how to travel in and out of your new country and the U.S. with ease and how you can access, move, and keep your money safely without giving away where it is hidden. The most important aspect of this book will be the chapter on how you will be searched for and what you should expect. The various purposes for your departure will affect how thoroughly you are sought out and what you must do to stay hidden. Additionally, you will be shown how to maintain your lifestyle according to where you move and what your assets are worth in your new home. A special chapter geared exclusively toward the victims of abuse, including spousal, domestic, or other types, is included, along with information on what to do if you have children or other ties to your former life.

Finally, you will be shown how the Internet will become an invaluable tool to you in staying hidden, but also a portal through which people can find and stay in contact with you. For anyone seeking to finally break free of their old life and be gone, without a trace, this book provides a complete, step-by-step guide to help you hide your assets, get away, and stay hidden for good.  Item#9781601383099  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


How to Plan Your Own Wedding and Save Thousands Without Going Crazy

Congratulations! You are getting married and want a beautiful, memorable event, yet you need to stick to a tight budget. Don't despair! There are hundreds of proven ways to have your dream wedding without breaking your budget.

The average cost of a wedding in the United States in 2007 is approaching $30,000, a 73 percent increase since 1992, according to a recent study. What's astonishing is how quickly all the other smaller expenses those you don't immediately think of add up. The stationery, invitations, announcements, thank-you notes, postage, make up, hair stylist, limousines, menus, and so on, not including the cost for an engagement party, rehearsal dinner, gifts, honeymoon, engagement ring, and bridal consultant or wedding planner. Just imagine what you could do if you could save $30,000 as you start out your new life together.

Whether your budget is $1,000 or $50,000, in this easy to read and comprehensive new book you will learn hundreds of simple ways to cut down on your wedding expenses without serving a roomful of guests hamburgers and hot dogs at your reception. Reducing your wedding costs doesn't have to mean plastic forks and pitching a tent on your aunt's front lawn. This new book will teach you hundreds of insider secrets to nip the overcharges out of your wedding budget. The author tackles invitations, facility, catering, gifts, bar-liquor, tables and chairs, decorations, napkins, centerpieces, flowers, limousine, dishes and glasses, music, candles, photography, videographer, ring pillow, linens, guest favors, tents, dance floor, cake, matches, place cards, thank you notes, and dozens more - without anyone realizing.• 978-1-60138-007-4   • 1-60138-007-0  ITEM #9781601380074  • $24.95 


How to Plan Your Own Wedding and Save Thousands Without Going Crazy 
The Complete Guide to Planning Your Estate: A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled

What happens to an individual's estate after they are gone is very much within their control. Estate planning is not only for the wealthy; it is for everyone. It is simply the process of deciding where your assets are to be distributed after your death.

For those people who wish to preserve their assets for designated purposes ‑ such as family or special charities ‑ it becomes necessary to make special advance preparations. Performing these important preparations is commonly referred to as estate planning.

For an individual to help ensure that his assets are protected and final wishes carried out, there are some common actions that need to be taken now. Proper estate planning allows you to plan for yourself and your loved ones without giving up control of your affairs.

Your estate plan should allow for the possibility of your own disability. It should give what you own to whom you want, at a time of your choosing, the way you want. Your estate plan should include fully disclosed, controlled costs for you and for those you love. The last thing you want to worry about is having it drained of value through taxes and legal costs.

The right plan can protect the value of your estate and spare your loved ones unnecessary hassles and legal conflicts. This new book will help you glide through the complicated process.

One of the biggest issues you need to consider is estate taxes. For starters, Uncle Sam begins collecting gift taxes at the $1 million level. Married couples with estates over $4 million are subject to estate taxes that soar up to 46 percent and if you wish to leave money to grandchildren, estate taxes can reach as high as 73 percent!

Many books on estate planning indicate you do not need the services of an attorney, but we highly recommend an attorney versed in this area to assist you. You should not go through the process alone. What this book will do though is explain the complicated issues, terminology, and planning strategies of estate planning to the lay person (me and you) so that when you do meet with a qualified attorney, you will be well prepared. You will understand legal terms and be ready to discuss issues and strategies with familiarity, saving time and legal fees and ensuring peace of mind.

Some of the contents of the book are wills, assets, and settlement costs, probate, guardianship and minor children, executors and trustees, life insurance, living trusts, living wills, durable power of attorney, catastrophic illness, potential long-term care needs, marital deductions, types of trusts, federal and state estate exemptions, irrevocable life insurance trusts, gift splitting, survivorship deeds, charitable remainder trusts, 529 plans, health care proxy, power of attorney, reducing or eliminating estate taxes, avoiding tax on life insurance, using insurance to pay estate taxes, gift tax issues, generation skipping transfer tax, and tax deferred accounts.

Estate planning should be a positive experience. It involves reviewing your situation and planning for your future. Although most people also find it unpleasant to think about the possibility of disability or death, advance planning is also a way to show your love and to reduce potential distress later. Get started today.  ISBN-10:1-60138-049-6 • ISBN-13:978-1-60138-049-4 • Item #9781601380494 • $24.95 


The Complete Guide to Creating Your Own Living Trust: A Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and Ensure Your Wishes are Fulfilled

You worked hard for your money, so it's only natural that you want some control over what happens to your assets in the event of your death. At the very least, you probably want to minimize or avoid potential hassles and headaches for your loved ones.

A living trust, created while you're alive, lets you control the distribution of your estate. You transfer ownership of your property and your assets into the trust. You can serve as the trustee or you can select a person or an institution to be the trustee. If you are the trustee, you will have to name a successor trustee to distribute the assets at your death.

A living trust is probably the best strategy to avoid probate, protect your financial privacy, and provide long-range planning advantages. If you want to protect your assets and make sure they are distributed according to your wishes, you should think about establishing a living trust. It can be designed to manage your investments now and provide broader financial management later to make provisions for a surviving spouse, children, or other family members, and to reduce the impact of estate taxes or avoid probate.

What are the advantages of a living trust? Properly drafted and executed, it can avoid probate because the trust owns the assets ‑ not the deceased. Only property in the deceased's name must go through probate. The potential downside? Poorly drawn or unfunded trusts can cost you money and endanger your best intentions.

Many books on estate planning and living trusts indicate you do not need the services of an attorney, while we highly recommend an attorney versed in this area to assist you. We do not recommend going through the process alone. What this book will do is explain the complicated issues, terminology, and planning strategies of living trusts to the layperson (me and you). When you meet with a qualified attorney you will be well prepared, versed in the language, and ready to discuss issues and strategies that you will be familiar with, saving time, legal fees, and ensuring peace of mind. Get started today with the help of this new book. ISBN-10:1-60138-113-1 • ISBN-13:978-1-60138-113-2 • Item #9781601381132 • $24.95 


Retire Rich with Your Self-Directed IRA: What Your Broker & Banker Don’t Want You to Know About Managing Your Own Retirement Investments

In recent years many smart investors have exited the stock market because they have essentially lost control of their investments. They have relied on the advice and skill of their brokers, bankers, and financial advisors. Many retirement accounts have dwindled or not increased. Fortunately, there is a great but little-understood alternative: the self-directed IRA. This new book will teach you how to turn your IRA into a wealth-building tool that you control 100%! Take control of your investment future, and make sure your investments are performing for YOU, not someone else.

Why haven’t your banker and broker ever told you about this new IRA? Because they will no longer make any money on your retirement account! New IRS regulations and the new self-directed IRA make it effortless to build up and keep hold of IRA money. Inside this new book you’ll find out how to benefit from the new IRS rules and how to stay away from problems.

With a self-directed IRA you can purchase real estate, buy a business or franchise, invest in high-yield mortgages and notes, invest in tax liens and foreclosed homes, manage property purchased by your retirement, rental property, ocean-front property, lake-front property, probate property, commercial property, REO property, tax-lien property, repossessed property, foreclosed property, apartment communities, and storage facilities. You can invest in stocks, bonds, mutual funds, or virtually any investment allowed by IRS regulations.

The self-directed IRA lets you act as your own investment manager. We will show you how to set up your account with a custodian or IRA administrator to deal with the day-to-day activities, such as depositing contributions and executing and settling investment transactions. It’s easy, fun, and puts you back in control of your retirement account. Retire Rich with Your Self-Directed IRA combines essentials, insight, and insider secrets to secure a financial victory after retirement. ISBN-10: 0-910627-72-X • ISBN-13: 978-0-910627-72-6 288 Pages • Item # 9780910627726 • $21.95 



IPPY Award Winner

Private Mortgage Investing: How to Earn 12% or More on Your Savings, Investments, IRA Accounts and Personal Equity: A Complete Resource Guide with 100s of Hints, Tips & Secrets from Experts Who Do It Every Day (REVISED SECOND EDITION)

In recent years, stock market investing has been proven unstable and not very rewarding. In fact, many people have seen their retirement and personal holding accounts dwindle. This new book provides an alternate to investors. It provides detailed information on how to put money to work in a relatively safe private mortgage investment with a high return of 12 to 15 percent (or more) in most cases.

Private mortgages have grown into a multi-billion-dollar industry. This market allows investors to earn substantially higher yields—while offering the security of real property to back the loan. Private mortgages have become an important fixed income vehicle for many investors with their personal funds, equity, and self-directed IRA accounts.

Private mortgage investing isn’t for the get-rich-quick type of person. However, you can comfortably double your money every 4 to 6 years. For example, should you invest in your self-directed IRA and re-invest as notes pay off? $100,000 at 12 percent grows to over $200,000 in six years, to $500,000 in 13 years and to over $1 million in 19 years.

Private mortgage loans are backed by real property. Generally, you would not lend more than 55 percent on the value of the property, thus the investment is again relatively safe. Instead of concentrating on the borrower’s credit history, private mortgage lenders concentrate their investment decisions on the real property itself. However, like any business or investment, there are a lot of details to learn, and you do not need to learn them on your own. Learning them on your own can be costly. In this economic environment of very low interest rates, you can still earn high yields with virtually little or no risk to your investment.  288 Pages • Item #9781601382740 • $29.95 

ForeWord Magazine's Book of the Year Awards Finalist: Mortgage Investing by Teri Clark and Matthew Stewart Tabacchi


Private Mortgage Investing: How to Earn 12% or More on Your Savings, Investments, IRA Accounts and Personal Equity: A Complete Resource Guide with 100s of Hints, Tips & Secrets from Experts Who Do It Every Day
The Complete Guide to Investing in Commodity Trading and Futures: How to Earn High Rates of Returns Safely

Many people have become very rich in the commodity markets. It is one of a few investment areas where an individual with limited capital can make extraordinary profits in a relatively short period of time. Commodities are agreements to buy and sell virtually anything that is harvested except onions. (A 1958 federal law prohibits trading onions.) Such goods are raw or partly refined materials whose value mainly reflects the costs of finding or gathering them. They are traded for processing or incorporation into final goods. Examples are crude oil, cotton, rubber, grains, and metals and other minerals. Since it is impractical to transport these bulky, often perishable materials, what is actually traded are commodities futures contracts, or options, that are agreements to buy or sell at an agreed upon price on a specific date. Trading in futures and options is speculative in nature and there is a substantial risk of loss. These investments are not suitable for everyone, and only risk capital should be used.

As with many other business segments, the Internet and technology have opened up this attractive marketplace to a new breed of individual investors and speculators working part-time. You and I can now stand on an even playing field with the largest banks, wealthiest individuals, and trading institutions from the comfort of home.
Commodity trading can provide you with very high, secure rate of return, in some cases as high as 12%, 18%, 24%, or even 300% or more per year. If performed correctly, commodity trading will far outpace all other investments. The key is to know how to perform this process correctly.

This all sounds great, but what is the catch? There really is none, except you must know what you are doing! This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high investment returns from start to finish.

In this easy to read and comprehensive new book you will learn what commodity trading and futures are, how to set up your account online, how to choose software to use in trading, how to invest in commodities, evaluate their performance, and handle fees and taxes. This book explores numbers of investing strategies and tactics, charting techniques, and position trading. You will pick up the language of a trader so that you recognize terminology and know how to use leverage, call options, put options, advancing and declining issues, advancing and declining volume, the Commodity Channel Index (CCI), and commodity charts, among others. Like the pros who have been trading commodities for years, you will learn how to pinpoint entry, exits, and targets for your trades, and use insider secrets to help you double or even triple your investment - all while avoiding the common traps and pitfalls.

In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today's most successful commodity Investors. Aside from learning the basics of commodity and futures trading you will be privy to their secrets and proven successful ideas.

Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning essentially everything there is to know about commodity and futures investing in addition to hundreds of tactics, tricks, and tips on how to earn enormous profits in commodity trading while controlling your investments, then this book is for you.  978-1-60138-003-6
  •1-60138-003-8   ITEM #9781601380036  • $24.95 


 
The Complete Guide to Investing in Short-Term trading: How to Earn High Rates of Returns Safely

Short-term trading refers to the practice of buying and selling financial instruments within the same trading week or, at most, a few weeks. Short-term traders buy and sell stocks over a few days or weeks in the hope that their stocks will continue climbing in value for the time they own them, making for quick and, often, huge profits. Some of the more commonly traded financial instruments are stocks, stock options, currencies, and futures contracts such as equity index futures, interest rate futures, and commodity futures.

Short-term trading was once the preserve of banks, financial firms, and professional investors. Many traders are bank or investment firms' employees working in equity investment and fund management. As with many other business segments, the Internet, technology, and legislative changes have opened up this attractive marketplace to a new breed of individual investors and speculators working part-time. You and I can now stand on an even playing field with the largest banks, wealthiest individuals, and trading institutions from the comfort of home.

Short-term trading can provide you with very high and secure rate of return as high as 12%, 18%, 24%, or even 300%. If performed correctly, short-term trading can far outpace all other investment techniques. The key is to know how to perform this process correctly.

This all sounds great, but what is the catch? There really is none, except you must know what you are doing! This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high-investment returns with low risk from start to finish.

In this easy to read and comprehensive new book you will learn how to set up your online account, how to choose the correct software to use in trading, how to get started in short-term trading, how to invest in short-term stocks, evaluate performance, and handle fees and taxes. This book delves into trading tactics for swing trading, position trading, leveraging the stock market, selling short, and pinpointing entry, exits, and targets for your trades. You will pick up the language of a trader so that you recognize candlestick patterns, advancing and declining issues and volume, call options, and put options. You will know how to find the very best stocks every day, how to read and prosper with stock charts, how to use the New York Stock Exchange tick indicator and trading index (TRIN), the Commodity Channel Index (CCI), the moving average convergence/divergence (MACD), the Dow 30-Day Moving Average. As you read this book, the mysteries of short-term trading will unfold so that you can double or even triple your investment - all while avoiding the common traps and pitfalls.

In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today's most successful investors. Aside from learning the basics of mutual fund trading you will be privy to their secrets and proven successful ideas.

Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning essentially everything there is to know about short-term investing as well as hundreds of hints, tricks, and tips on how to earn enormous profits in short-term investing while controlling your investments, then this book is for you. 978-1-60138-002-9  • 1-60138-002-X   ITEM #9781601380029  • $24.95 


The Complete Guide to Investing in Short-Term trading: How to Earn High Rates of Returns Safely 
The Mutual Funds Book: How to Invest in Mutual Funds & Earn High Rates of Returns Safely

Over the past decade, American investors increasingly have turned to mutual funds to save for retirement and meet other financial goals. Mutual funds can offer the advantages of diversification and professional management. It pays to understand both the upside and the downside of mutual fund investing and how to choose products that match your goals and tolerance for risk. As with other investment choices, investing in mutual funds involves risk, fees, and taxes. This new book explains the basics of mutual fund investing - how mutual funds work, what factors to consider before investing, and how to avoid common pitfalls.

Mutual funds are not guaranteed or insured by the FDIC or any other government agency. - even if you buy through a bank, and the fund carries the bank's name. You can lose money investing in mutual funds. In addition, there are more than 10,000 mutual funds to choose from. The combined assets of the nation's mutual funds increased by $132.8 billion, or 1.3 percent, to $10.414 trillion in December 2006, according to the Investment Company Institute's (ICI's) official survey of the mutual fund industry. In the survey, mutual fund companies report actual assets, sales, and redemptions to ICI. Why should you consider investing in a mutual fund? One reason is simply the high potential returns. Many funds have earnings in the triple digits.

This all sounds great, but what is the catch? There really is none, except you must know what you are doing! This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high investment returns with low risk from start to finish.

You will learn what mutual funds are, the various types and advantages of each, how to evaluate their risk against other types of investments, how to and how not to invest in them, how to allocate your assets, how to set up your account online, how to choose when to sell, and how to cash them in.

This is your source for understanding investment funds: open end, exchange traded funds, equity funds, index funds, bond funds, money market funds, funds of funds, hedge funds, growth stock funds, value stock funds, income stock funds, sector mutual funds, enhanced index funds, sector mutual funds, closed end funds, exchange traded funds (ETFs) and many others.

You will pick up the language of mutual fund investing and what the lingo means to you: net asset value, load versus no load, turnover, expenses and total expense ratios, capitalization, share classes, growth versus value, dollar cost averaging and many more.

We have also included a history of mutual funds (including their scandals), and we have disclosed the mysteries of documents you will encounter in mutual fund investing, such as their ratings, share classes, fees, annual reports, and indexes. We show you how to compare your fund to the competition, how to compare it to other types of investments, and how to compare various funds on an after-tax basis. We make it easy for you to grasp strategies for expanding your investments into different market sectors and among various classes of stocks, such as small and micro-cap stocks, mid cap and large cap companies, defensive stocks, and mixtures of stock types.

You will develop your own expertise in reading the economy both nationally and globally, handling taxes, devising investment tactics for portfolio allocation whether interest rates are rising or falling, with down-to-earth instructions to help you bring in a high and steady income, all the while evading losses and downfalls.

In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today's most successful mutual fund investors. Aside from learning the basics of mutual fund trading, you will be privy to their proven, successful ideas.

Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning essentially everything there is to know about mutual fund investing and in getting hundreds of hints, tricks, and tips for earning enormous profits in mutual fund investing while controlling your investments, then this book is for you.  978-1-60138-001-2   • 1-60138-001-1  ITEM #9781601380012  • $24.95 


The Complete Guide to Investing In Mutual Funds: How to Earn High Rates of Returns Safely  
The Hedge Funds Book: How to Invest in Hedge Funds & Earn High Rates of Returns Safely

Money managers have traditionally used hedge funds as they would mutual funds: to pool investors' money and place it in financial instruments in an effort to make a high positive return. Hedge funds have typically been available only to the very affluent or to investors with inside contacts, but today that has changed. Almost any investor can now participate in a hedge fund and earn high returns.
Why should you consider investing in a hedge fund? One reason is simply the high potential returns. Since January 1990, as measured by the HFRI Fund Weighted Composite Index, which accounts for more than 1,600 funds listed on the internal Hedge Fund Research (HFR) Database, hedge funds have returned 14 percent per year through October 2005. Many funds have earned triple digit returns.
As with many other business segments, the Internet and technology have opened up this attractive marketplace to a new breed of individual investors and speculators working part-time. You and I are now on an even playing field with the largest banks, wealthiest individuals, and trading institutions from the comfort of our own homes.

Hedge funds can provide you with very high, secure rate of return 12%, 18%, 24%, or even 300% per year. If performed correctly, hedge fund trading will far outpace all other investments. This all sounds great, but what is the catch? There really is none, except you must know what you are doing!

The key is learning how to proceed. This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high-investment returns with low risk from start to finish.

In this easy to read and comprehensive new book, you will find out how to invest in hedge funds, evaluate their performance, and employ investing strategies and tactics, deftly using the latest technology to set up your account online. You will be able to handle fees, taxes, and risks, and you will get little known data to help you double or even triple your investment - all while avoiding the common traps and pitfalls.

In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today's most successful hedge fund investors. Aside from learning the basics of hedge fund trading, you will be privy to investors' "closed club" secrets and proven successful ideas.

Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning essentially everything there is to know about hedge fund investing along with hundreds of hints, tips, strategies, and inside advice, then this book is for you. 978-1-60138-000-5  • 1-60138-000-3   ITEM #9781601380005 • $24.95 


The Complete Guide to Investing In Hedge Funds: How to Earn High Rates of Returns Safely 
The Complete Guide to Investing in Index Funds-How to Earn High Rates of Return Safely

Long kept a secret by financial insiders, index funds are rapidly growing in popularity. Index funds are unit trusts that track the performance of an index. An investor can buy shares comprising the index or buy a sample of shares that make up the index. A fund's value is linked to the index, meaning that if the index rises, the value of the fund also rises. Index funds outperform 80 percent of managed funds, and more and more investors are turning to these funds to reduce the anxiety and expense of trying to beat the market and predict what stocks, bonds, or mutual funds will perform well. In this book you will find out why insiders have kept these funds a secret and how you can benefit from them.

In this new, comprehensive book, you will learn the different indexing methods, including traditional indexing, synthetic indexing, and enhanced indexing, and you will learn the advantages of index funds, among them low costs, simplicity, and lower turnovers. You will read about diversification, asset allocation, capital gains tax considerations, enhanced index funds, and the common mistakes investors make with index funds.

Furthermore, you will learn how to achieve balance, how individual funds perform, how to use exchange traded funds for effective asset allocation, how to choose the right fund, how to develop a portfolio, how to gauge portfolio risk, and how to determine your risk capacity. We will provide you with a list of funds, specific strategies, and step-by-step guidance on active indexing. We will explain the efficiency of indexing, the flexibility of active portfolio management strategies, and the benefits of index funds compared to traditional mutual funds.

Whether you are a first time investor or a stock market pro, you will discover valuable information about how index funds work, what factors to consider before investing, and how to avoid common pitfalls. By reading The Complete Guide to Investing in Index Funds you will ultimately learn how to maximize your return while minimizing your risk.  Item# 9781601382054 $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


How to Get Credit after Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit Under Control

According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years.

A person who finds himself or herself in this undesirable situation may wonder how they are ever going to repair their credit. How to Get Credit after Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit under Control provides the answers in a clear-cut, easy-to-read manner. The author tells you how to take charge of your credit so you can apply for loans and mortgages and obtain low interest rates.

In addition, you will learn how to order a copy of your credit report, how to check your credit report for accuracy, how to read it, how to avoid discrimination and credit repair scams, how to apply for an unsecured credit card, how to report your good work to bureaus if creditors do not, how to maintain good relationships with your bank and creditors, how to consolidate all your debt, how to lessen your reliance on credit cards, and how to decide if lawyer-assisted credit repair is right for you. You will also learn simple strategies for making payments on time and for rebuilding your credit. Whether you have just declared bankruptcy or you have been living with the stigma for years, this new book will provide you with all the information you need to take a step in the right direction.  Item# 9781601381378 $24.95


The Complete Guide to Personal Finance: For Teenagers and College Students

Advertisers are well-known for targeting teenagers and have a firm reason for doing so: Teenagers spent close to $190 billion in 2006, and that figure is expected to jump to approximately $209 billion by 2011. It seems quite obvious that teenagers know how to spend money, but do they know how to save?

Personal financial planning is the process of establishing your own financial goals and finding a way to reach them. It is an ongoing process that involves examining all existing resources, developing a plan to use them, and systematically implementing the plan to achieve your goals. While teenagers yield immense spending power, many lack the financial knowledge necessary to manage their money wisely. The Complete Guide to Personal Finance: For Teenagers is a reliable and relevant source of financial information in which teenagers will find a wealth of useful information.

In this new book, you will learn how to get and manage credit, how to make and stick to a budget, how to save for college, how to determine your needs versus your wants, how to pay for a car, how to finance college, how to manage risk, how to open a bank account, how to write a check, how to balance a checkbook, how to avoid the pressures of consumerism, and how to avoid financial mistakes.

You will also learn about investment options, taxes, checks, debit cards, credit cards, and basic budget tips. This book is filled with helpful suggestions from financial and family counselors, and you will discover creative ways to get a jumpstart on your financial future and use money responsibly. Even if you have had a few missteps along the way, you will be able to learn from your mistakes and get on the path to financial well-being. Item# 9781601382078 $21.95


When You Have to File for Bankruptcy: Step-by-Step Instructions to Take Control of Your Financial Future

According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years.

This book is divided into three sections: evaluating your need to file for bankruptcy, how to file for bankruptcy, and what to do after you have filed. In the first section, you will be provided with evaluation tools, determine your eligibility, learn how to check your credit report for accuracy, and learn about the different types of bankruptcy for which you can file.

In the second section, you will learn about the major changes in bankruptcy law, bankruptcy lawyers, alternatives to filing for bankruptcy, bankruptcy code, collection agencies, exempt property, nondischargeable debts, what bankruptcy can and cannot accomplish, the automatic stay provision, foreclosure, tax levies, bankruptcy fees, the 341 meeting, bankruptcy myths, the initial consultation with your lawyer, and bankruptcy timelines. You will learn the answers to some of the most common questions about bankruptcy, such as: "Will creditors stop harassing me?" "Will my spouse be affected?" "Who will know about my filing?" "Will I ever get credit again?" "What does it cost?"

The final section will provide a brief overview of what to do after you have gone through the bankruptcy process. We will address the issues of how to get car loans and home loans and how to build credit after bankruptcy. Whether you are filing for bankruptcy for the first time or, unfortunately, you have been through it before, When You Have to File for Bankruptcy will provide insight into the complex and burdensome process.  Item#: 9781601382092 $24.95  


The Complete Guide to Working for Yourself: Everything the Self-Employed Need to Know about Taxes, Recordkeeping, and Other Laws—With Companion CD-ROM

Many people dream of starting and running a business of their own but often do not know HOW to start. Entering the small business field as an independent contractor, freelancer, sole proprietor, or consultant is not a single decision but a series of steps, each one bringing you closer to the day your enterprise is up and running, competing for customers, and making money.

How will you organize and register your business? What are the regulatory considerations? How will you protect your intellectual property? Is your business plan adequate? Where can you find financing? What are your obligations as an employer? Do you understand your tax responsibilities? This brand new book includes the most current tax rates and changes in IRS regulations such as, "Is it a business or a hobby?"

You will learn all about business operations: selecting a business structure, licensing and permits, employer identification number (EIN), business taxes, recordkeeping, self-employment taxes, paying estimated taxes (and calculating how much to pay), dealing with independent contractors and 1099-miscellaneous forms, client agreements, insurance, workers' compensation insurance, rights and intellectual property law, accounting periods, selecting an accounting method, checklist for starting a business plan, choosing a name, business plans, forms of business structures, financing, location, marketing and advertising,

In addition, new entrepreneurs will appreciate this valuable resource and reference in their daily activities and as a source of ready-to-use forms, Web sites, operating and cost cutting ideas, and mathematical formulas to apply to their operations.

The Companion CD-ROM contains all the forms in the book as well as a sample business plan you can adapt for your own use. ISBN-10:1-60138-048-8 • ISBN-13:978-1-60138-048-7 • Item #9781601380487 • $29.95 


The Complete Guide to Working for Yourself
Your Complete Guide to Leaving An Inheritance For Your Children and Others: What You Need to Know Explained Simply

While more than 50 percent of Americans feel it is important to leave an inheritance for their children and other beneficiaries, the majority have not yet made any plans for their estate. This new book will serve as an aid in your planning, providing you with indispensable information and the necessary tools.

Whether you choose to arrange a trust or a will, you will learn how to do so, as well as how to manage and alter your plans. You will be able to choose which trust is right for you, be it living, incentive, Qualified Terminable Interest Property, charitable remainder, children's, support, family, or generation-skipping tax-exempt. You will decide which will - holographic, nuncupative, self-proving, statutory, simple, joint, living, mutual, ethical, electronic, or video - best fits your needs. Furthermore, you will learn about income only trusts, the Uniform Transfers to Minors Act, 529 plans, and Coverdell accounts.

In this book, you will learn tips for distributing inheritance among children and what an appropriate inheritance is, as well as about inheritance taxes, exempt beneficiaries, disinheritance, durable power of attorney, and advance health care directives. Additionally, you will learn tips for distributing inheritance among children; what an appropriate inheritance is; how to prevent fights over inherited property; how to deal with adopted children, stepchildren, and children from a second marriage; how to select trustees and guardians; how to protect your money from a financially immature child, a child's spouse, and creditors; how to divide valuables and non-cash assets; and how to deal with the family home.

Your Complete Guide to Leaving an Inheritance for Your Children and Others makes this difficult process easy to understand by using simple, every day language. If you are one of the many people who want to leave an inheritance but do not know where to begin, it is time to pick up this book and start planning. Item# 9781601382108 $24.95


The Complete Guide to Managing Your Parents' Finances When They Cannot: A Step-by-Step Plan to Protect their Assets, Limit Taxes, and Ensure their Wishes Are Fulfilled

Every year, millions of Americans transfer their finances to their children or other family members because they reach a point at which they can no longer manage them alone. More than $95 million in 2006 alone was lost due to confusion in transferring these finances and the elderly are the ones who end up suffering. For those who are about to start managing the finances of their parents, it is important to know exactly how to protect their assets, manage their taxes, and live up to their wishes. This book has been written to do just that, providing a comprehensive walkthrough of what you can expect and how to successfully handle your parents' finances.

To start, you must learn the basics of managing money that is not your own. You will be provided with a step-by-step chapter on how to keep track of funds, maintain the same accounting methods your parents have used for decades, and keep everything organized and separate from your own. You will learn how to evaluate sources of income - including how to receive and manage Social Security, 401(k), and other retirement plans as payments are made. Additionally, you will learn how to balance their expenses, including a budgeting sheet to help you maintain the same level of expense they expect.

You will learn how to budget accordingly, depending on where your parents are living and what their medical expenses might be. A chapter on insurance and medical coverage is included to help you understand how much money you can expect to set aside for these expenses and how much should be covered by programs such as Medicaid. Learn how to maintain housing for your parents as well, whether they are in assisted living or staying with you. A guide on how to talk to your parents about fraud and keep them away from potentially dangerous opportunities will make it easier for you to keep a handle on their finances without taking away their freedom.

Dozens of men and women who have gone through this same situation, and also professional finance managers, have added their expertise to this book, providing firsthand accounts of how they were able to manage their own parents' accounts and what you can expect. You will learn the difference in tax laws for the retired and what you will be required and not required to pay as a result of their age. It can be daunting when you first take control of your parents' finances, but with this book in your hands, you should be able to quickly and efficiently take the reins and maintain the quality of life they have grown accustomed to. 978-1-60138-313-6  1-60138-313-4 Item#9781601383136 $24.95 

How to Survive and Prosper After a Financial Misfortune: A Complete Guide to Your Legal Rights After Bankruptcy, Foreclosure, Repossession, and Eviction

Every year, it is estimated by the U.S. Census Bureau that more than 700,000 people file for bankruptcy. Another 1-2 million must deal with foreclosure, repossession, or eviction. In 2007 alone, it is estimated that a record number of homeowners were subject to foreclosures and the light has not yet appeared at the end of the tunnel. For these individuals and millions more who are on the brink of financial misfortune, this book has been written to provide that light, a guide that will help you make the financial and life decisions necessary to come out the other side and rebuild your life.

Included in this book you will find not only detailed descriptions of the bankruptcy, foreclosure, and eviction laws in the United States; you will learn exactly what you can do to come through the process as gracefully as possible. By hiring the right attorney, filing the right paperwork, and knowing your rights throughout the process, it is possible to not only survive, but to prosper after a catastrophic financial shortfall.

You will learn how to start rebuilding your credit immediately, without needing to wait the full term that a bankruptcy remains on your record. You will learn how to shuck the social stigma and what your rights are coming out of a repossession or foreclosure. More than ten major financial hardships are provided through the chapters in this book with detailed instructions on how each one will affect your finances, life, and family, and then what you can do to bounce back. You will learn what housing options are at your disposal following a foreclosure and how to negotiate with the bank to make the process less damaging.

You will learn how to relocate your family and how take advantage of government and municipal programs designed specifically to help people who have fallen to hardship. You will learn what options you have at your job and in the community and finally, the different ways you can start overcoming the black marks on your record in rebuilding your credit, finding a new home, and acquiring hard to find financial assistance. Dozens of interviews were conducted with experts in the field of debt management, bankruptcy law, and social work in the hopes of providing a comprehensive perspective of what millions of individuals have gone through before you and how they managed to survive the tumultuous aftermath of their financial hardships. In this book, you will not only learn how to survive your downturn in financial standing; you will learn how to rebound and retake your life. 978-1-60138-298-6  1-60138-298-7 Item#9781601382986  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.

 

Living Life After Divorce & Widowhood: Financial Planning, Skills, and Strategies for When the Unthinkable Happens

The massive change in your life after a spouse leaves can be overwhelming, both emotionally and financially. With a divorce rate holding steady at .36 percent per capita, according to the National Center for Health Statistics, and the wide range of individuals stricken by their spouse's early death, the dilemma of having to handle your own finances and relearn the single lifestyle can be a heavy blow. With this book, you will learn not only how to pick up the pieces and once again live alone, but how to successfully organize your finances, run your life, and keep yourself afloat.

The first step in rebuilding and returning to the lifestyle you have not lived in years is to analyze how you saved and ran your finances during marriage. You will learn how to sort through your existing finances and how to redefine what kind of financial risk you present - whether you are a saver or a spender, and how you can use this knowledge. You will learn when, and if, you should seek professional help in outlining your financial options and putting everything in order and how to do so.

Every situation in which you find yourself alone again will affect your finances differently and so, a chapter has been provided that details how each different form of divorce and the death of a spouse directly affects you and your financial standing. You will learn how to reassess your assets and liabilities and what will have carried over from your spouse. The process of assessing your finances and looking at cash flow statements will be provided alongside a detailed walkthrough of the process involved in deciding how your future finances will be managed.

The complex process of filing and filling out the necessary paperwork will be broken down into easy steps for every situation you might find yourself in, including the reallocation of powers of attorney, wills, and insurance coverage. You will learn how to reassess your career and how to restart your savings successfully, regardless of what happened. The reduction of debt and the management of existing investments are discussed in depth along with the detailed interviews and professional opinions of financial and legal experts in the field who provide tips and strategies for anyone trying to rebuild when single again. Finally, you will be shown how your restructuring can and will affect your children and why you should start planning as quickly as possible for their needs. If you have recently gone through a divorce or suffered the loss of your spouse, it can be a rough experience trying to rebuild your life, but this book will help you through the most meticulous and nerve wracking aspects step-by-step.  978-1-60138-289-4 1-60138-289-8  Item#9781601382894  $24.95 

The Complete Guide to Currency Trading & Investing: How to Earn High Rates of Return Safely and Take Control of Your Investments

In recent years many smart investors have exited the stock market and other investment areas because they have essentially lost control of their investments. They have relied on the advice and skill of their brokers, bankers, and financial advisors. Many investment and retirement accounts have dwindled. Fortunately, there is a wonderful but little-understood alternative: currency trading and investing.

As with many other business segments, the Internet and technology have opened up this attractive marketplace to a new breed of individual investors and speculators working part-time. You and I can now stand on an even playing field with the largest banks and trading institutions from the comfort of home.

Currency trading is the practice of exchanging one country's currency for another country's currency. The foreign exchange (Currency or Forex or FX) market is the largest trading market in the world – exceeding $1.9 trillion every single day! Essentially there are four variables involved: currencies, exchange rate, time, and interest rate. The relationships of these variables create opportunities for small investors to obtain investment returns that are generally unheard of in the traditional investment world. You owe it to yourself and your family to begin to learn about currency trading.

You can get started with just $100 or less, and the investment can easily be managed in a part-time capacity, usually requiring a few hours on the Internet a week from your home or your office. Currency investments can provide you with very high and secure rate of return, in some cases as high as 12%, 18%, 24%, or even 1,000% or more per year. If performed correctly, currency trading will far outpace all other investments. The key is to know how to perform this process correctly.

This all sounds great, but what is the catch? There really is none, except you must know what you are doing! This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high-investment returns with low risk from start to finish, and you can start with less than $100.

You will learn what currency trading is; how to invest in foreign currency; trading strategies and tactics; technological considerations; how to set up your account online; purchase currency online; day trader insights; current trends; Pivot Programs; price projectors; futures predicting; trading software; insider secrets to help you double or even triple your investment – all while avoiding traps and pitfalls.

In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today’s most successful currency traders. Aside from learning the basics of currency trading you will be privy to their secrets and proven successful ideas.

Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning hundreds of hints, tricks, and secrets on how to earn enormous profits in currency trading while controlling your investments, then this book is for you.  ISBN-10:1-60138-119-0 • ISBN-13:978-1-60138-119-4 • Item #9781601381194 • $ 24.95

Best Business Book: The Complete Guide to Currency Trading & Investing: How to Earn High Rates of Return Safely and Take Control of Your Investments by Jamaine Burrell  - FPA 2008 President's Book Awards

London Book Festival: Awards Winner - Honorable Mention


 

How to Win Your Case In Small Claims Court Without a Lawyer

Small claims court is a place where many people look to equalize the playing field against individuals, businesses, or partnerships that have wronged them in the past. According to information gathered by Laywers.com, your limitations range anywhere between $2,000 and $10,000 in small claims courts and hundreds of thousands of Americans end up there each year with a case. Many people cannot afford the cost of a lawyer to ensure their case is solid and well presented before the court and are left out in the cold as a result. Small claims courts are not nearly as simple as those television judges make it seem, fixing problems in 30 minutes on daytime television. If you are not fully prepared with the right paperwork, proof, and witnesses, you may end up worse off than before.

With this comprehensive guide to winning your small claims case without a lawyer, you will get just that - a complete run through of everything you need to know before you submit your case to the court and the subsequent information you need to win that case. Starting with a checklist of everything you need before you even look to file a claim, you will learn how the courts work and all of the legal jargon that will be thrown about during the court case process.

You will learn how to state a claim in formal documents and ultimately whether your case is in fact any good before you file it. Different approaches to more than fifteen different kinds of small claims cases are provided, including breaches of contract, property damage, personal injury, defective products, breaches of warranty, nuisance claims, and many more. The limitations on monetary compensation in small claims court are outlined for you along with specific methods for how to calculate your own limits. You will learn how long you have to sue after an offense has occurred and how you can approach a settlement with the plaintiff outside of court. Different legal procedures for bringing legal action against individuals, couples, businesses, and corporations are provided and a detailed chapter about the various filing fees, court papers you need, and schedules you can look forward to is provided.

After hours of interviews with small claims court lawyers and successful defendants, an outline of the court case process has been devised and provided, including how to get ready for court, prepare your witnesses, and what you can expect on the day you are to be in court. You will learn the difference between various judgments the judge may provide and what options you have after the judgment is reached. For anyone looking into the option of taking legal action against a person or business, this book is an absolutely necessary resource that will ensure you are both prepared and fully educated about the process.  Item#9781601383068  $24.95


The Complete Guide to Investing in Annuities How to Earn High Rates of Return—Safely

Annuity investment has become an increasingly popular option for many investors each year with the market topping more than $100 billion in sales in recent years. Due to the dual nature of annuities, they can often be misunderstood and many investors looking for high return rates steer clear of them, hoping for the quick return rates that they often associate with higher risk investments. Though, as this book will show you, annuity investment done properly can be an incredibly powerful tool in helping you reach your full financial potential without taking substantial risks.

In this book, you will learn exactly what annuities are and how they work. You will be shown all of the common misconceptions about annuities and how you can get past those and decide if annuity investment is right for you. You will learn the primary purpose of an annuity and how they can help diversify your retirement options. You also will learn which risks are immediately associated with annuities in regards to your retirement, including longevity, investment, and planning risks.

The specific elements of an annuity are laid out in striking detail, showing you how it works, what the differences are between each major type, and what you can expect from deferring annuities and immediate annuities. The pros and cons of each type and comparisons to other investment options such as CDs, mutual funds and retirement accounts will help you decide how an annuity fits into your portfolio.

Interviews with dozens of financial experts have helped us compile a comprehensive guide on everything you can imagine related to annuities. You will learn how a fixed annuity operates and what you can expect from multiyear agreements as opposed to singleyear agreements or market value adjusted annuities. Index, variable, and income annuities are also described in full detail in their own chapters along with when they are the best choice and how they ideally fit into your investment strategies. You will learn how to properly structure an annuity and how to optimize your variable investments. You will be shown how to access, get out of, or convert your annuities when things change in your life and what you can expect to pay in taxes on your annuities. Finally, you will be walked through the annuity sales process, including what you should expect from your salesman and ten essential questions you must ask before you sign any paperwork. If you are considering or preparing to purchase an annuity in anticipation of your retirement, this book is a vital tool that you cannot overlook.
Item#9781601382917  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


The Complete Guide to Investing in Bonds and Bond Funds How to Earn High Rates of Return—Safely

Bonds have long been a stalwart of investment. More than $100 billion was invested in municipal bonds alone in 2006. Now, with the economy a little less certain than it has been in recent decades, the demand for a secure place to invest money has lead to resurgence in interest in the use of bonds for many investors. Because there are many peculiarities in bond investment, you must have a basic understanding of the market, the bond issuer, how to measure rates of return and how to maximize those rates. This book provides anyone who has never invested in bonds before the ideal handbook to start investing in and earning massive returns from bonds.

You will learn everything the savvy investor needs to effectively turn a high risk portfolio into a constantly growing, steadily developing source of wealth. You will learn how bonds operate on a very basic level, including the numerous different kinds of bonds and how bond funds can be a highly lucrative option. You will learn the fundamental differences between government, municipal, and corporate bonds and how much of a return you can expect from each.

You will learn the basic methods of valuation and yield that bonds are measured by and how you can evaluate bonds with three basic steps. You will be guided through determining the face value, coupon rate, and sale price of a bond, as well as the ratings, insurance, maturity, callability, and taxes that might be associated with it. The importance of interest rates, inflation, and supply and demand in affecting the yield of your bonds will be detailed as well to ensure you make a careful investment.

In addition to a comprehensive guide on the many options and methods of investing in bonds, dozens of interviews with financial gurus from around the nation have been conducted to provide critical, real world advice on how to successfully invest your money into bonds. You will be shown the risk free methods by which to invest in bonds, making low interest returns on U.S. government bonds, as well as the higher risk methods that will allow you to make great returns by investing in industrial and corporate bonds. You will learn how to look overseas for even more lucrative options and how to measure the risk of your bonds based on the debt in which you are investing and the callability of any one bond issuer. You will be shown how to effectively balance your portfolio to include bonds without ignoring the necessity and place for other investments. For any investor who has been agonizing over how to safely invest money for a high return, this book is for you, guiding you through the complex, but rewarding, world of bond investments. 
Item#9781601382931 $24.95


 

The Complete Guide to Investing in Derivatives How to Earn High Rates of Return—Safely

As one of the more complex but higher yielding financial opportunities available, derivative investing has become a multitrillion dollar industry. According to the Bank for International Settlements' 2007 Second Quarter Reports, there are more than $6 trillion in contracts outstanding in 2007 - more than $800 billion of that held by nonfinancial customers around the world. The physical number of contracts broke the 300 trillion mark and the numbers continue to rise annually around the globe. The combination of lower risks and potential skyrocketing gains that a derivative offers has made many people stop and take notice, yet the seemingly complex nature of such an investment is cause for pause. With this complete guide to understanding derivative investment though, you will not only understand how they work, you can also start making incredibly high returns on a regular basis, all while minimizing your risk.

You will start by learning exactly what derivatives are and how the various different forms, including forward contracts, futures contracts, swaps, and options, allow you to make trades on less tangible things outside of the various different trading opportunities you normally have. You will learn why it is important to know everything about derivatives before you start to trade and the vital use of risk analysis and management to maintain the economic stability of your portfolio.

You will learn how to use post data and other variables to manage your risk and what the market uses to determine the futures and forward contract prices. In addition, the prices of commodities, exchanges rates, and interest rates as they apply to derivatives will be discussed, including how they are established. You will learn what a contract provides, how the futures markets operate, what taxes and commissions you can expect in futures trading, and what people are currently working on in the futures market. In addition, you will learn the various forms of futures, such as stock index futures, Treasury bond and Treasury note futures, and also Treasury bill and Eurodollar futures.

You will learn directly from the experts, thanks to dozens of hours of interviews with the nation's top derivatives trading experts. You will learn how to trade and add swaps to your portfolio, manage the risk associated with them, and how they are priced and valued. You will learn what options allow you to do and how you can utilize call and put options. You will learn the various different option pricing models and trading strategies, and also how the continuous time option pricing model operates in different markets. For anyone who wants to take advantage of the derivative market but does not yet have the necessary knowledge to do so, this book will provide you with a comprehensive outlook on every detail involved in trading within these complex, more advanced markets.
Item#9781601382955  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


 

The Complete Guide to Investing in Exchange Traded Funds How to Earn High Rates of Return—Safely

The growth of Exchange Traded Funds (ETFs) in recent years alongside an unprecedented access to investment resources by any individual with a computer has led to a major boost in the market for many of these funds. According to recently released numbers for the 2007 fiscal year, as reported in the Chicago Tribune, there are currently more than $608 billion in assets within ETFs, with almost $400 billion of that in domestically traded assets - an increase of almost 40 percent in one year. This book will provide for you a complete guide to both understanding how to invest in Exchange Traded Funds and to earn the highest possible rates of return without risking your financial future.

You will learn why the ETF has become the next major addition to essentially every casual trader's portfolio, offering a viable alternative to highfee mutual funds and Wall Street infused stock trading. You will discover the multiple ways in which you can build the stock equity side of your portfolio, through large and small growth, sector investing, international investing, and with specialized stock ETFs.

In addition to standard forms of ETFs, you will learn the various forms of Bond ETFs, Real Estate Investment Trading ETFs, and Commodity ETFs for gold, silver, and other precious metals. Also, you will discover why you should include a mixture of nonETF investments in your portfolio to remain diversified at all times. A special section detailing a sample ETF portfolio and how yours should be organized will help you understand the format and building structure for ETF investments. The keys to buying and holding successfully, a stark change from normal investment strategies, will help you learn what ETFs do differently, while the listing of rule exceptions make it easy to recognize when you will have even more options than you originally expected.

Through countless hours of interviews with financial professionals and newly independent traders like yourself, you will learn exactly how ETFs are being used today to revolutionize the world of personal finance, including retirement funding, education savings, and portfolio diversification. A list of commonly asked questions will ensure that every possible question you currently have is taken care of and the top ten mistakes that every new investor makes when starting with ETFs will help keep you from increasing your risk. You will be shown the entire corral of trading options at your disposal, both online and offline, and how Internet trading can help to increase your returns even further. The vital task of risk management is touched on repeatedly within each chapter, while trading profiles help you understand which investments have been most successful in recent years. For anyone getting ready to start trading in the highly lucrative ETF market, this book is a must have tool.
Item#9781601382900 $24.95


The Complete Guide to Investing in Gold and Precious Metals How to Earn High Rates of Return—Safely

Gold has been an almost universal measure of wealth since it was discovered in the early eras of human civilization. Its value is determined by a number of factors - the volume of gold held by prosperous countries, the rarity of gold as it is refined, and current market trends. Inflation has a major effect as well. In 1910, gold was worth $20 an ounce. In 2007, the value of gold holds steady at almost $800 an ounce. The price does not remain constant though. A quick look at the value of gold in 1990 and then in 2000 will show that it had risen as high as $640 an ounce and then dropped to as little as $250 an ounce. So, it is understandable that you become easily confused by the financial properties of the world's most famous precious metal. This book was written to provide the savvy investor with the essential guide to not only understanding how gold and precious metal investments work, but how to make the most possible money from your investment.

You will be given a complete history of the most popular and traded precious metals on the market, where their value first originated and how it has evolved over the course of human history. You will learn how practical uses of precious metals have directly affected their value over time and how metals like gold and silver are direct indicators of the current state of the economy.

You will learn why precious metals, despite their fluctuation in price, are immune to the effects of inflation when utilized within you portfolio properly and why they immediately rise in price during times of recession and financial hardship. The physical and financial risks of each precious metal is outlined to show you how such an incredible drop could occur in the value of a physical item and what effects supply and demand have on certain metals that they do not have on others.

Most importantly, you will learn to recognize market trends that pinpoint the risk of inflation and the exodus from stock to precious metals that will often occur as a result. You will learn what role the central banks play in setting gold and precious metal values and how you can use mutual funds and futures to diversify your portfolio with precious metals without spreading yourself too thin or risking too much. With the assistance of dozens of financial experts and commodities traders who have worked with gold and precious metals for decades, you will learn all of the ins and outs of precious metals and how you can maximize your returns and minimize your risk. For anyone looking to diversify their portfolio and protect their investments with precious metals, this book provides you with a complete investing guide.
Item#9781601382924  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


 

How to Win Your Case In Traffic Court Without a Lawyer

According to the National Motorists Association, as many as 50 million Americans are issued traffic tickets for moving violations. Many of those tickets will be paid and forgotten about, but many more will be added to a growing list of traffic court cases - with an estimated $7 billion in annual tickets and a good percentage of them being taken to court. For many people though, the cost of hiring a lawyer and fighting a case over a $300 ticket is too hard and they just accept it, paying the fine begrudgingly. With this book, you no longer have to cave into government pressure and pay your fines. If you feel you have been wronged, this book will walk you through every step of the process to uncovering exactly what you can do to win your traffic court case without a lawyer.

You will learn the total number of people who receive tickets every year and just how many are successful in their fight against them, including how they were successful. Learning to understand the law is essential in knowing whether you can effectively fight your ticket and this book will provide multiple chapters designed to break down and outline the details of the law for each major type of moving violation. You will learn what the three different kinds of speed limits are and when you can fight the ticket. You will learn which defenses absolutely will not work in court and whether you will be wasting your time by using them. Different ways in which your speed was measured and understanding how the officer handled the ticketing are vital to making your case and a comprehensive chapter on analyzing this evidence will be presented.

You will learn how to start building your case by using discovery and obtaining all of the necessary evidence. The trial specifics are outlined in a step by step manner, including the process of finding witnesses, preparing testimony, and presenting diagrams and visual cues that will help you make your case. Learn how to talk to the officer that issued the ticket and prepare yourself for the onslaught of questions your prosecutor will present.

With the help of professional opinions from dozens of lawyers and legal specialists, you will learn exactly how each traffic court case is handled and what you can expect when you take your particular case to court. There is an essential difference between jury and judge only trials and you will learn how to handle each of them, as well as how to tweak your case to match any of the 50 states in which you live. If you have received a traffic violation and you know it is unfair, the only choice you have is to fight it in court, and this book will help you do just that without the need of a lawyer or an expensive defense. Item#9781601383051  $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.


 
The Complete Guide to Organizing Your Records for Estate Planning: Step-by-Step Instructions With Companion CD-ROM

Planning your estate is a long, complicated process that requires much time and effort. The process of organizing your records for estate planning is equally time consuming and complex. Hiring an attorney to assist you may cost you more than you are willing to spend. With the help of The Complete Guide to Organizing Your Records for Estate Planning you can not only take charge of your estate planning documentation but also save time, money, and effort.

In this new book, you will learn how to find an organizational system that works for you, where to look for records, what to record, who to tell, where to keep records, and how often to update your records. You will also find information on creating a will or a living will, setting up a trust, assigning power of attorney, and filling out health care directives.

Additionally, you will learn about the documents that should be included in your estate plan, such as insurance policies, Social Security cards, birth certificates of minor children, stock brokerage statements, credit card numbers and statements, certificates of deposit, real estate deeds, mortgage statements, retirement account savings, non-retirement account savings, and current bank statements. The CD-ROM is filled with sample documents and worksheets, as well as a checklist of often overlooked information, including any medications you take, where you worked, where your savings and checking accounts are located, where your car title is located, what your funeral plans or wishes are, and who should receive what.

The Complete Guide to Organizing Your Records for Estate Planning will help you prepare your documents and record your final instructions and wishes. By using the information provided in this book you will save money you might otherwise have spent on legal and accounting fees. In addition, you will save your family the frustration of searching for these documents if something should ever happen to you. This book, written in easy to understand language, will walk you through the process of organizing your records and make the process much easier for you and your family. Item #9781601382351 $21.95  


How to Legally Settle Your Personal and Credit Card Debt for Pennies on the Dollar: Without Filing Bankruptcy

The current economic climate is dim for many Americans – it forecasts potential recession, trouble for homeowners, and increasing personal and credit card debt. According to Federal Reserve estimates, that credit card debt is already in the trillions of dollars and rising each year. So, what can you do about it without immediately resorting to bankruptcy – eliminating the entirety of your finances for years to come? It’s a tough question to answer and one that many are faced with regularly, but there are ways to handle these debts legally without reaching for the extreme, final measure that we all dread so much.

This book was written to provide every individual who is standing at the precipice of too much debt with the tools they need to settle that debt legally without ruining themselves forever. You will learn everything you need to know about the basics of debt, including what the various kinds – secured, unsecured, personal, business, and tax debt – entail and how they affect you. You will learn what happens to you when you don’t pay, both legally and socially, and what your first steps should be on the road to repairing your debt. You will learn how to assess your overall risks and what your options are with your creditors. You will learn what vulnerabilities your debt collectors have legally and what you can do to legally challenge the validity of your debt. You will learn how to deal with bill collectors and how to create a line of communication that is two ways and not reliant solely on them making demands.

Top financial experts, bill collectors, and one-time debt owers have been contacted and interviewed for this book and their interviews have been included here to provide a complete outline of what you can expect when you try to settle your debt. You will learn how to start negotiating settlements with your creditors and what specific things you can and cannot do when dealing with them. You will learn the variety of debtor’s rights that exist and why they are never told to you, including details about the Fair Debt Collection Practices Act and how this act is legally enforced. For anyone who has ever spent the better part of their life dodging calls from creditors or trying to figure out how to pay those bills next month, this book will be the tool you need to understand how to tackle and deal with your debt.  #9781601383280 $24.95

THIS ITEM IS IN PRE-RELEASE.  THE ANTICIPATED RELEASE FOR PURCHASE IS: SPRING 2010  CLICK HERE TO BE NOTIFIED WHEN THIS PRODUCT IS RELEASED.

 


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