How to Stop E-Mail Spam, Spyware, and Computer Viruses from Ruining Your Computer The Complete Guide for Your Home and Work

It seems like everywhere you go on the Internet, there is spam, spyware, and the risk of viruses infecting your computer and ruining your online experience. In businesses alone, according to Nucleus Research Inc. spam costs more than $712 per employee each year in productivity and computing resources. Spyware slows computers, ruins files, and can result in stolen information. According to the same Nucleus Research report, the estimation on money lost by businesses due to computer viruses ranges between $100 million and $2 billion annually depending on how the total is calculated, and the cost continues to rise as every major company moves to fully digital workplaces.

What this means for everyday users like you and the business you work for is that every time you download a computer virus or click on a spam e-mail on accident, you are wasting money, endangering your computer, and risking the loss of information. This complete, revolutionary book has compiled all of the vital information you need to make sure that you are able to combat the billion dollar risk of incursive software infecting your home and work computers. You will learn why there is so much spam in your inbox, how the spammer thinks and what the goals of spyware and viruses actually are. You will then learn how you can start spam proofing your inbox by never giving away personal information and using secure e-mail clients. You will learn how companies get spyware onto your hard drive and what you can do to block it from appearing. Learn which viruses have caused the most damage and how they infect your computer and which software is most effective in blocking the download and infestation of them onto your hard drives.

You will learn the value of a good firewall, what it does to stop the ill will of spammers and hackers and what actions you can take to block the breach of your firewall and your computer's defenses. Learn how to remove spyware from your computer and make sure you are not giving away personal or valuable work information and then learn how to lock down your inbox and desktop to keep that software from returning. Learn what to do when you do get a virus and how to return your computer to the state of security it was in beforehand. Most importantly, with the valued input gathered from countless interviews with computer security and safety experts, you will learn how you became such a large target for all that spam. Learn what is it that you are doing that makes it so easy for spammers to fill your inbox. Once you have tackled the source of the problems, as outlined in this book, you will never again need to worry about the incursive, destructive effects of spam, spyware, and computer viruses.
Item#9781601383037  $24.95

How to Survive and Prosper After a Financial Misfortune: A Complete Guide to Your Legal Rights After Bankruptcy, Foreclosure, Repossession, and Eviction

Every year, it is estimated by the U.S. Census Bureau that more than 700,000 people file for bankruptcy. Another 1-2 million must deal with foreclosure, repossession, or eviction. In 2007 alone, it is estimated that a record number of homeowners were subject to foreclosures and the light has not yet appeared at the end of the tunnel. For these individuals and millions more who are on the brink of financial misfortune, this book has been written to provide that light, a guide that will help you make the financial and life decisions necessary to come out the other side and rebuild your life.

Included in this book you will find not only detailed descriptions of the bankruptcy, foreclosure, and eviction laws in the United States; you will learn exactly what you can do to come through the process as gracefully as possible. By hiring the right attorney, filing the right paperwork, and knowing your rights throughout the process, it is possible to not only survive, but to prosper after a catastrophic financial shortfall.

You will learn how to start rebuilding your credit immediately, without needing to wait the full term that a bankruptcy remains on your record. You will learn how to shuck the social stigma and what your rights are coming out of a repossession or foreclosure. More than ten major financial hardships are provided through the chapters in this book with detailed instructions on how each one will affect your finances, life, and family, and then what you can do to bounce back. You will learn what housing options are at your disposal following a foreclosure and how to negotiate with the bank to make the process less damaging.

You will learn how to relocate your family and how take advantage of government and municipal programs designed specifically to help people who have fallen to hardship. You will learn what options you have at your job and in the community and finally, the different ways you can start overcoming the black marks on your record in rebuilding your credit, finding a new home, and acquiring hard to find financial assistance. Dozens of interviews were conducted with experts in the field of debt management, bankruptcy law, and social work in the hopes of providing a comprehensive perspective of what millions of individuals have gone through before you and how they managed to survive the tumultuous aftermath of their financial hardships. In this book, you will not only learn how to survive your downturn in financial standing; you will learn how to rebound and retake your life. 978-1-60138-298-6  1-60138-298-7 Item#9781601382986  $24.95

Living Life After Divorce & Widowhood: Financial Planning, Skills, and Strategies for When the Unthinkable Happens

The massive change in your life after a spouse leaves can be overwhelming, both emotionally and financially. With a divorce rate holding steady at .36 percent per capita, according to the National Center for Health Statistics, and the wide range of individuals stricken by their spouse's early death, the dilemma of having to handle your own finances and relearn the single lifestyle can be a heavy blow. With this book, you will learn not only how to pick up the pieces and once again live alone, but how to successfully organize your finances, run your life, and keep yourself afloat.

The first step in rebuilding and returning to the lifestyle you have not lived in years is to analyze how you saved and ran your finances during marriage. You will learn how to sort through your existing finances and how to redefine what kind of financial risk you present - whether you are a saver or a spender, and how you can use this knowledge. You will learn when, and if, you should seek professional help in outlining your financial options and putting everything in order and how to do so.

Every situation in which you find yourself alone again will affect your finances differently and so, a chapter has been provided that details how each different form of divorce and the death of a spouse directly affects you and your financial standing. You will learn how to reassess your assets and liabilities and what will have carried over from your spouse. The process of assessing your finances and looking at cash flow statements will be provided alongside a detailed walkthrough of the process involved in deciding how your future finances will be managed.

The complex process of filing and filling out the necessary paperwork will be broken down into easy steps for every situation you might find yourself in, including the reallocation of powers of attorney, wills, and insurance coverage. You will learn how to reassess your career and how to restart your savings successfully, regardless of what happened. The reduction of debt and the management of existing investments are discussed in depth along with the detailed interviews and professional opinions of financial and legal experts in the field who provide tips and strategies for anyone trying to rebuild when single again. Finally, you will be shown how your restructuring can and will affect your children and why you should start planning as quickly as possible for their needs. If you have recently gone through a divorce or suffered the loss of your spouse, it can be a rough experience trying to rebuild your life, but this book will help you through the most meticulous and nerve wracking aspects step-by-step.  978-1-60138-289-4 1-60138-289-8  Item#9781601382894  $24.95

Amazon Income: How Anyone of Any Age, Location, and/or Background Can Build a Highly Profitable Online Business with Amazon

The Internet affiliate program industry is one of the largest and fastest growing digital revenue generators in the world, with more than $65 billion in total income brought in during the 2006 fiscal year. It is because of programs like Amazon's Associate program, which has been around for more than a decade, and allows casual, every day users of the Internet to install widgets and links on their Web sites that link back to Amazon products. Users like you can earn commissions of up to 15% on products that your Web site visitors purchase when they visit Amazon. With the world's largest online retailer as a potential source of income, you can make generate endless streams of income as a result.

No matter where you are from, how old you are, and what your background is, you can build and run a highly profitable business with Amazon. This comprehensive book is written to show you exactly how to do so. You will learn every detail necessary to complete the transformation from casual Internet user to Amazon guru in just a matter of weeks, making unfathomable amounts of money by selling Amazon products, your own products, starting a store, promoting outside projects, and making referrals.

In this book, you will learn how the Amazon business model works and how much money they will pay you in multiple different ways. You will learn how to build a traffic funneling Web site with dozens of free tools such as blogs, podcasts, videos, and social networks that will allow you to increase the number of visitors you can send to Amazon in no time for minimal investment. You will learn how to take advantage of the brand new Amazon Kindle program and its revolutionary take on digital distribution of books and newspapers. You will learn what you can do to start your own store in the Amazon Marketplace, selling products at set prices to anyone in the world in much the same way you could on eBay with substantially more freedom.

Learn how to publish your own books on Amazon with little to no investment and use the features Amazon provides such as Search Inside and digital distribution to reach more people faster than you could anywhere else. In addition, learn how you can take advantage of multimedia services on Amazon such as Advantage that allow you to publish your own music, videos, and professional titles around the globe. Learn how to use Amazon Connect effectively to promote your products and reach potential customers and how Amazon provides dozens of additional methods by which you can advertise your products without outside investments.

You will learn how to choose a niche to market towards and what you need to create in your Web site to make your visitors more willing to click your links and purchase the products you are promoting or selling on Amazon. Hours of extensive research and interviews with the top Amazon associates and independent authors has given us countless pieces of advice that will ensure your marketing and promotion methods allow you to generate traffic, promote products, and convert sales at a rate that will help you build a successful business in no time. If you have been looking for the resource that will undoubtedly help you break free of the shackles of your job and start working from home, this guide is that resource and Amazon is your ideal income source.  Item#9781601382993  $24.95

How to Get Your Amazing Invention on Store Shelves An AZ Guidebook for the Undiscovered Inventor

Ideas are everywhere. People are constantly thinking up better ways to do things and make peoples' lives easier. Every year, more than 1.6 million new patents are filed worldwide and millions of new ideas sit on the desktops of basement inventors waiting to be turned into the ultimate money making, life altering product that they have dreamed of creating since childhood. Turning those ideas into marketable products though can be an incredibly lengthy, complex process, especially for the independent inventor with limited resources.

In this age of the self-made celebrity, expert, and business owner, there is no reason why you cannot market your inventions as well and create a demand for your amazing new idea. With the help of this comprehensive guide to the invention marketing process, you will learn everything you need to know to go from independent inventor to profiting entrepreneur. It starts with knowing exactly what the current independent inventor is dealing with the market climate and how things like the Internet have fundamentally changed how new products are presented. You will learn how to start commercializing what, to this point, has only been an idea researching the industry into which you are trying to enter, how long to wait, what the actual value of your product is opposed to the perceived value and how you can calculate that actual value, and how licensing and marketing work on a fundamental level.

You will learn the ins and outs of the patent process and what you need to do to protect every exceptional idea you ever develop. To supplement your patent, you will learn how to time the marketing of your product to best take advantage of a fresh patent without showing your hand. The value of test marketing and interviewing an audience of demographically valuable individuals will be explained in full detail alongside the costs and timetables for submitting your product and preparing it for licensing.

The nuts and bolts of approaching potential licensees is discussed, with specific instructions as to how you can contact them, promote your product, and make them realize that they cannot do without your invention. Many inventors and business owners were interviewed in the process to gather an industry perspective that you cannot find anywhere else. Determining the market value and creating a joint venture are discussed along with the legal implications of licensing your product and making sure you receive the proper royalties for the work you do. You will be provided with the information you need to make sure you get paid properly for everything you do and an easy walkthrough to the process of negotiating a contract, no matter how little experience you have in the business world. For any inventor with an idea in hand and a desire to share it with the world, this book provides a complete guide for everything you need to do to see your invention on store shelves in no time. Item#99781601383020  $24.95

The Complete Bankruptcy Guide for Consumers and Small Businesses Everything You Need to Know Explained So You Can Understand It

According to the US Courts Bankruptcy Statistics Web site, more than 801,000 bankruptcies were filed with U.S. courts in 2007, with almost 97 percent of those being personal, nonbusiness filings. The volume of those who face the stress that coincides with bankruptcy filing continues to grow and it can be hard to discern between the six different forms of common bankruptcy and how each might affect you or your business. This book was written with the goal of providing a complete handbook to understanding the complex bankruptcy laws of the United States in an easytoread format that will allow you to move forward in your life, either through the bankruptcy process or through viable financial alternatives that help you to avoid filing.

Before you even approach the bankruptcy process, you will learn if there is anything left you can do to salvage your finances. You will learn how to manage existing debt in avoidance of bankruptcy and how to handle debt collectors, and also acknowledging which of the debts that you hold are the most important. You will learn how to decide when bankruptcy is the best or only option left at your disposal, including what a bankruptcy actually entails, from the first piece of paperwork you sign to the lasting effect it has on your credit.

You will learn how to deal with the emotional and social implications of bankruptcy and also what aspects of your life will immediately change as a result. The six different kinds of bankruptcies are outlined in full detail with walkthroughs of what each format offers and when you can utilize them to your advantage. Specifically, detailed instructions for liquidating debt with a Chapter 7 bankruptcy and using a Chapter 13 bankruptcy to rebuild your life are given as well in their own chapters. You will learn what it takes to find and utilize a qualified consumer bankruptcy attorney and exactly what to expect throughout the process.

For businesses that are navigating the complex corridor of bankruptcy filing, information is provided about the specific processes you must follow for your specific kind of business. You will learn how to choose which Chapter to file under and what you must do to protect your personal assets during a business bankruptcy.

Finally, a special section is included to guide you through the harrowing post-bankruptcy process, helping you to rebuild your credit after the process with a timeline of how long you can expect to wait before you start to regain the standing you originally had. You will be given details and tips on how to manage your finances in the future, and interviews taken from bankruptcy experts and individuals with personal experience will help you know exactly what you can expect before, during, and after your bankruptcy. For anyone at the point in their life where they are considering a bankruptcy to solve their financial problems, this guide is a must have tool, providing an easy to read, comprehensive overview of the entire process. Item#9781601383105  $24.95

How to Build Your Own Web Site With Little or No Money The Complete Guide for Business and Personal Use

Web sites are an essential tool that every business must have in today's economy. Only 15 years ago, you could count the number of Web sites in the world with five or six digits; today there are between 15 and 30 billion active Web sites and millions more being added every day. Creating a Web site can be a great way to market a new product, promote your business plan, promote yourself, or simply share a few details about your life with the world.

The cost of creating a Web site has risen right alongside the number of Web sites created though and many people are nervous about being able to utilize this revolutionary medium without breaking the bank. This book has been created for just such people, outlining for you in perfect detail everything you need to know to create a traffic attracting Web site, while spending little or no money at all. There are countless resources available, and when you put them all together, they provide a complete toolkit that can make anyone a top notch Web site in no time flat.

You will learn how to buy a domain name and host your Web site for less than $15, with no additional fees charged to your account. You will learn how to use open source software like Wordpress, Joomla, and Mambo to create a platform on which you can build anything you want. You will learn how blogging has made Web site creation easier than ever and how sites like Squidoo, Facebook, and MySpace allow you more freedom to build traffic and draw more attention to what you are advertising at any given time.

You will learn how to use common software to edit and tweak your Web sites and how to read the basic code that all Web sites are created in. In addition, an entire chapter is devoted to teaching you how to promote your Web site and draw traffic to it, without spending a dime in the process. You will learn why information is the most valuable asset on the market and how you can become an expert in a niche of your choosing, making money to cover any fees associated with your Web site.

With the added resource of hours of interviews with web professionals you will learn which free resources not to use and which ones to outright avoid, as well as how to find and install open source modules and tools to enhance the look and feel of your site. You will learn where you can find copyrightfree images to use on your Web sites and how to get free copy that will draw traffic and entertain your visitors. You will learn how to keep a free Web site from falling into the traps the major search engines set to stop spam and ultimately how to leverage new friends, business contacts, and interactions out of your Web site. If you are now, or have ever, considered starting your own Web site before, this book will map the way for you. Item#9781601383044  $24.95

The Encyclopedia of Business Legal Forms and Agreements: A Complete Kit—With Companion CDROM

Have you ever tried to find a form that you need for your business and realized that you have no idea where to look or even if you have the right form? Starting a new business alone requires more than 20 different forms, depending on which state you live in. Hiring a new employee will require dozens more - tax documents, nondisclosure agreements, contract agreements, and a dozen other forms to ensure your employee is established within your company. Do you really want to spend hours each time you need new form trying to find out which forms you need and whether you have completed them properly?

No one does and with this complete kit, full of every business legal form and agreement you would ever need, you will never need to again. With this kit, you will have a complete encyclopedia of crossreferenced, fully organized forms for every possible contingency. You will find the forms in order of category - including forms for business startup, taxes, contract agreements, hiring new employees, intellectual property rights, collaborations with other companies, and many more categories.

It doesn't matter if you have just started your new business or if you are in year six; you will need a litany of forms to keep it running and that means you need to be prepared with all of the necessary resources at your disposal, both to tell you which forms you need in a given situation and how to fill those forms out. Each form comes with specific instructions, including where the form must be sent, what differences might occur between local and state laws, and the various legal implications that might accompany a specific form. You will receive invoicing templates, hiring contracts, bidding sheets, incorporation documents, legal notices, court motions, collections forms, settlement forms, corporation management documents, legally binding demands for payment, any form of contract you can imagine, and dozens more examples of the most commonly used and misunderstood legal forms and agreements your business might need.

Included is a companion CDROM to make the process of navigating and finding the right document and filling it out that much easier. Use the book in conjunction with the CDROM to fill each and every legal notice or agreement you need out properly. For any business, large or small, that is looking for the definitive resource on the documents that maintain the legal and operational status of their company, this guide is a necessary addition to your resources.  Item#9781601383075  $29.95

The AZ Guide to Federal Employment Laws For the Small Business Owner

The number of small businesses in the United States is astounding. According to the most recent U.S Census data, there are more than 8.8 million businesses with less than 20 employees, with more than 21.3 million employees spread out among those businesses. The shear volume of individuals who do not work for a massive corporation is growing exponentially every year and the result is a lot of confusion on the part of small business owners who are struggling to understand the complicated federal employment laws that dictate how they must handle those employees. With this comprehensive AZ guide to the federal employment laws that dictate the practices you must follow, you will learn every possible detail you will ever need to know to stay ahead of the government's requirements and run a successful business.

There are more than 20 Federal acts that are designed to keep the workers of this country protected against various forms of discrimination, poor treatment, and negligence on the part of the employer. You will learn the intricate details of each of these federal acts and how they apply to you and your business. You will learn everything that applies to you in regards to age discrimination, disability discrimination, equal pay requirements, affirmative action, civil rights enactments, worker retraining, and dozens more acts such as OSHA, ERISA, EPPA, COBRA, SOX, PDA, and NLRA acts that enforce the standards of employment for millions of companies around the nation.

You will learn which laws your company specifically must follow and how state laws might further designate what you need to know when hiring and employing a new worker. A run down of each kind of business and how certain laws, such as OSHA and other worker safety laws will apply more restrictively to you. You will be shown exactly how each of these laws is enforced and what you can expect if you fail to do so - including the requisite fines, possible sanctions, or even loss of licensing in certain cases.

Many industry professionals have been interviewed to share their insights on the employment laws in this country, providing a more complete view of how you can adhere to and follow these laws effectively. The tools you need, including the forms and agency addresses and contacts, to comply with these laws are provided in their entirety, along with the federal and state agencies that you will be dealing with intricately in the weeks to come. A comprehensive listing of resources that are designed to help you make the right decisions and complete the necessary steps for each hire you make is also provided, annotated to show you which laws coincide with which resources. If you are considering starting your own business or are starting to expand and hire more employees, this book will provide every detail you need to effectively manage and maintain your growing workforce. Item#9781601383082 $24.95

Google Income How Anyone of Any Age, Location, and/or Background Can Build a Highly Profitable Online Business with Google

Google is the largest internet company in the world. In the 2006 fiscal year, they managed to generate more than $6 billion in profit and more than 90% of that income is generated through the use of their advertising program AdWords, a program that paid out more than $3 billion in the same year to advertising partners. The opportunity to make money with Google is so great that entire companies have been built around working with the search and advertising giant and if you are properly situated, you can tap into that market and start generating your own massive profits.

There are dozens of ways to start making money with Google and because of its digital nature, anyone can do it from anywhere in the world. This book leaves absolutely no stone unturned in cataloging for you every possible method through which you can generate and maintain steady income streams through the world's largest search engine.

Starting with a fundamental discussion of why your online business is different from any form of business ever run in history, you will learn everything you need to know to use Google to create and run your business online. Google's ample supply of tools in the form of Google Base will allow you to list, promote, and sell products that will provide you the foundation of a solid business and this book will walk you through the process of utilizing that service.

You will learn how to utilize Google Base to list a single item at a time, or to create an entire store front. You will learn how to tap into Google's API and create your own high quality, customized storefront that is unlike anything you have worked with before. Learn how to use your own XML and spreadsheet files for quick product descriptions and a streamlined interface while taking advantage of Google's dozens of different posting categories such as Housing, Vehicles, Services, Jobs, and Vacation Rentals.

You will learn how craft a winning listing, utilizing the right balance of carefully selected information, well placed imagery, and the right target audience. You will learn how to optimize your postings to work in tandem with your websites and to rank highly in Google's most up to date search algorithm. You will also learn how to start implementing Google's swarm of services such as YouTube, Blogger, Orkut, and Gmail to promote and build your business across multiple social and interactive web platforms, drawing traffic and attention from every corner of the web.

With the help of web and business experts and many indepth interviews, we have compiled chapter after chapter of advice that will guide you through the process of understanding the inner workings of Google's business and advertising opportunities, as well as how you can best market your business within those tools. A special chapter is included to guide you through the tricky labyrinth of mistakes that can actually hurt you when selling and marketing through Google, ensuring that you consistently make the most of your postings and marketing efforts. For any business, new or old, looking to the Internet as a tool, this book is an essential resource to help you make money, take advantage of Google's countless resources, and stay on top of the multibillion dollar Ecommerce industry.  Item#9781601383006 $24.95

How To Hide: A Step By Step Guide to Hiding Your Assets and Disappearing Without a Trace

There are many reasons why you might decide to leave your life. You could be one of the nearly 800,000 million Americans every year who have been forced to file for bankruptcy or one of the 900,000 individuals who files for divorce annually. Whatever reason you may have for wanting to hide your assets and disappear without a trace, this book is a complete walkthrough of the process you should use to do so.

The first thing you will learn is how you can start planning your move out of the United States. What will you need to do and know before you prepare to leave to ensure that your move goes off smoothly? The choice between staying in the U.S. and leaving the country will be provided, as well as a rundown of very important questions you must ask yourself before you leave your old life behind, including cautions, and the legal implications of your departure that can never be undone. You will learn where the best places in the world are to hide yourself and your assets. The process of diversifying your money out of U.S. credit bureau and Financial Crime Enforcement Network oversight will be provided, allowing you to start hiding your assets in nondescript, untraceable locations.

You will learn what you need to do to start generating your new identity and what ties need to be completely severed in order to make sure your old identity does not come back to haunt you. You will learn how to travel in and out of your new country and the U.S. with ease and how you can access, move, and keep your money safely without giving away where it is hidden. The most important aspect of this book will be the chapter on how you will be searched for and what you should expect. The various purposes for your departure will affect how thoroughly you are sought out and what you must do to stay hidden. Additionally, you will be shown how to maintain your lifestyle according to where you move and what your assets are worth in your new home. A special chapter geared exclusively toward the victims of abuse, including spousal, domestic, or other types, is included, along with information on what to do if you have children or other ties to your former life.

Finally, you will be shown how the Internet will become an invaluable tool to you in staying hidden, but also a portal through which people can find and stay in contact with you. For anyone seeking to finally break free of their old life and be gone, without a trace, this book provides a complete, stepbystep guide to help you hide your assets, get away, and stay hidden for good.  Item#9781601383099  $24.95

The Complete Guide to Investing in Annuities How to Earn High Rates of Return—Safely

Annuity investment has become an increasingly popular option for many investors each year with the market topping more than $100 billion in sales in recent years. Due to the dual nature of annuities, they can often be misunderstood and many investors looking for high return rates steer clear of them, hoping for the quick return rates that they often associate with higher risk investments. Though, as this book will show you, annuity investment done properly can be an incredibly powerful tool in helping you reach your full financial potential without taking substantial risks.

In this book, you will learn exactly what annuities are and how they work. You will be shown all of the common misconceptions about annuities and how you can get past those and decide if annuity investment is right for you. You will learn the primary purpose of an annuity and how they can help diversify your retirement options. You also will learn which risks are immediately associated with annuities in regards to your retirement, including longevity, investment, and planning risks.

The specific elements of an annuity are laid out in striking detail, showing you how it works, what the differences are between each major type, and what you can expect from deferring annuities and immediate annuities. The pros and cons of each type and comparisons to other investment options such as CDs, mutual funds and retirement accounts will help you decide how an annuity fits into your portfolio.

Interviews with dozens of financial experts have helped us compile a comprehensive guide on everything you can imagine related to annuities. You will learn how a fixed annuity operates and what you can expect from multiyear agreements as opposed to singleyear agreements or market value adjusted annuities. Index, variable, and income annuities are also described in full detail in their own chapters along with when they are the best choice and how they ideally fit into your investment strategies. You will learn how to properly structure an annuity and how to optimize your variable investments. You will be shown how to access, get out of, or convert your annuities when things change in your life and what you can expect to pay in taxes on your annuities. Finally, you will be walked through the annuity sales process, including what you should expect from your salesman and ten essential questions you must ask before you sign any paperwork. If you are considering or preparing to purchase an annuity in anticipation of your retirement, this book is a vital tool that you cannot overlook. Item#9781601382917  $24.95

The Complete Guide to Investing in Bonds and Bond Funds How to Earn High Rates of Return—Safely

Bonds have long been a stalwart of investment. More than $100 billion was invested in municipal bonds alone in 2006. Now, with the economy a little less certain than it has been in recent decades, the demand for a secure place to invest money has lead to resurgence in interest in the use of bonds for many investors. Because there are many peculiarities in bond investment, you must have a basic understanding of the market, the bond issuer, how to measure rates of return and how to maximize those rates. This book provides anyone who has never invested in bonds before the ideal handbook to start investing in and earning massive returns from bonds.

You will learn everything the savvy investor needs to effectively turn a high risk portfolio into a constantly growing, steadily developing source of wealth. You will learn how bonds operate on a very basic level, including the numerous different kinds of bonds and how bond funds can be a highly lucrative option. You will learn the fundamental differences between government, municipal, and corporate bonds and how much of a return you can expect from each.

You will learn the basic methods of valuation and yield that bonds are measured by and how you can evaluate bonds with three basic steps. You will be guided through determining the face value, coupon rate, and sale price of a bond, as well as the ratings, insurance, maturity, callability, and taxes that might be associated with it. The importance of interest rates, inflation, and supply and demand in affecting the yield of your bonds will be detailed as well to ensure you make a careful investment.

In addition to a comprehensive guide on the many options and methods of investing in bonds, dozens of interviews with financial gurus from around the nation have been conducted to provide critical, real world advice on how to successfully invest your money into bonds. You will be shown the risk free methods by which to invest in bonds, making low interest returns on U.S. government bonds, as well as the higher risk methods that will allow you to make great returns by investing in industrial and corporate bonds. You will learn how to look overseas for even more lucrative options and how to measure the risk of your bonds based on the debt in which you are investing and the callability of any one bond issuer. You will be shown how to effectively balance your portfolio to include bonds without ignoring the necessity and place for other investments. For any investor who has been agonizing over how to safely invest money for a high return, this book is for you, guiding you through the complex, but rewarding, world of bond investments.  Item#9781601382931 $24.95

The Complete Guide to Investing in Derivatives How to Earn High Rates of Return—Safely

As one of the more complex but higher yielding financial opportunities available, derivative investing has become a multitrillion dollar industry. According to the Bank for International Settlements' 2007 Second Quarter Reports, there are more than $6 trillion in contracts outstanding in 2007 - more than $800 billion of that held by nonfinancial customers around the world. The physical number of contracts broke the 300 trillion mark and the numbers continue to rise annually around the globe. The combination of lower risks and potential skyrocketing gains that a derivative offers has made many people stop and take notice, yet the seemingly complex nature of such an investment is cause for pause. With this complete guide to understanding derivative investment though, you will not only understand how they work, you can also start making incredibly high returns on a regular basis, all while minimizing your risk.

You will start by learning exactly what derivatives are and how the various different forms, including forward contracts, futures contracts, swaps, and options, allow you to make trades on less tangible things outside of the various different trading opportunities you normally have. You will learn why it is important to know everything about derivatives before you start to trade and the vital use of risk analysis and management to maintain the economic stability of your portfolio.

You will learn how to use post data and other variables to manage your risk and what the market uses to determine the futures and forward contract prices. In addition, the prices of commodities, exchanges rates, and interest rates as they apply to derivatives will be discussed, including how they are established. You will learn what a contract provides, how the futures markets operate, what taxes and commissions you can expect in futures trading, and what people are currently working on in the futures market. In addition, you will learn the various forms of futures, such as stock index futures, Treasury bond and Treasury note futures, and also Treasury bill and Eurodollar futures.

You will learn directly from the experts, thanks to dozens of hours of interviews with the nation's top derivatives trading experts. You will learn how to trade and add swaps to your portfolio, manage the risk associated with them, and how they are priced and valued. You will learn what options allow you to do and how you can utilize call and put options. You will learn the various different option pricing models and trading strategies, and also how the continuous time option pricing model operates in different markets. For anyone who wants to take advantage of the derivative market but does not yet have the necessary knowledge to do so, this book will provide you with a comprehensive outlook on every detail involved in trading within these complex, more advanced markets. Item#9781601382955  $24.95

The Complete Guide to Investing in Exchange Traded Funds How to Earn High Rates of Return—Safely

The growth of Exchange Traded Funds (ETFs) in recent years alongside an unprecedented access to investment resources by any individual with a computer has led to a major boost in the market for many of these funds. According to recently released numbers for the 2007 fiscal year, as reported in the Chicago Tribune, there are currently more than $608 billion in assets within ETFs, with almost $400 billion of that in domestically traded assets - an increase of almost 40 percent in one year. This book will provide for you a complete guide to both understanding how to invest in Exchange Traded Funds and to earn the highest possible rates of return without risking your financial future.

You will learn why the ETF has become the next major addition to essentially every casual trader's portfolio, offering a viable alternative to highfee mutual funds and Wall Street infused stock trading. You will discover the multiple ways in which you can build the stock equity side of your portfolio, through large and small growth, sector investing, international investing, and with specialized stock ETFs.

In addition to standard forms of ETFs, you will learn the various forms of Bond ETFs, Real Estate Investment Trading ETFs, and Commodity ETFs for gold, silver, and other precious metals. Also, you will discover why you should include a mixture of nonETF investments in your portfolio to remain diversified at all times. A special section detailing a sample ETF portfolio and how yours should be organized will help you understand the format and building structure for ETF investments. The keys to buying and holding successfully, a stark change from normal investment strategies, will help you learn what ETFs do differently, while the listing of rule exceptions make it easy to recognize when you will have even more options than you originally expected.

Through countless hours of interviews with financial professionals and newly independent traders like yourself, you will learn exactly how ETFs are being used today to revolutionize the world of personal finance, including retirement funding, education savings, and portfolio diversification. A list of commonly asked questions will ensure that every possible question you currently have is taken care of and the top ten mistakes that every new investor makes when starting with ETFs will help keep you from increasing your risk. You will be shown the entire corral of trading options at your disposal, both online and offline, and how Internet trading can help to increase your returns even further. The vital task of risk management is touched on repeatedly within each chapter, while trading profiles help you understand which investments have been most successful in recent years. For anyone getting ready to start trading in the highly lucrative ETF market, this book is a must have tool. Item#9781601382900 $24.95

The Complete Guide to Investing in Gold and Precious Metals How to Earn High Rates of Return—Safely

Gold has been an almost universal measure of wealth since it was discovered in the early eras of human civilization. Its value is determined by a number of factors - the volume of gold held by prosperous countries, the rarity of gold as it is refined, and current market trends. Inflation has a major effect as well. In 1910, gold was worth $20 an ounce. In 2007, the value of gold holds steady at almost $800 an ounce. The price does not remain constant though. A quick look at the value of gold in 1990 and then in 2000 will show that it had risen as high as $640 an ounce and then dropped to as little as $250 an ounce. So, it is understandable that you become easily confused by the financial properties of the world's most famous precious metal. This book was written to provide the savvy investor with the essential guide to not only understanding how gold and precious metal investments work, but how to make the most possible money from your investment.

You will be given a complete history of the most popular and traded precious metals on the market, where their value first originated and how it has evolved over the course of human history. You will learn how practical uses of precious metals have directly affected their value over time and how metals like gold and silver are direct indicators of the current state of the economy.

You will learn why precious metals, despite their fluctuation in price, are immune to the effects of inflation when utilized within you portfolio properly and why they immediately rise in price during times of recession and financial hardship. The physical and financial risks of each precious metal is outlined to show you how such an incredible drop could occur in the value of a physical item and what effects supply and demand have on certain metals that they do not have on others.

Most importantly, you will learn to recognize market trends that pinpoint the risk of inflation and the exodus from stock to precious metals that will often occur as a result. You will learn what role the central banks play in setting gold and precious metal values and how you can use mutual funds and futures to diversify your portfolio with precious metals without spreading yourself too thin or risking too much. With the assistance of dozens of financial experts and commodities traders who have worked with gold and precious metals for decades, you will learn all of the ins and outs of precious metals and how you can maximize your returns and minimize your risk. For anyone looking to diversify their portfolio and protect their investments with precious metals, this book provides you with a complete investing guide. Item#9781601382924  $24.95

The Complete Guide to Joining the Peace Corps What You Need to Know Explained Simply

The Peace Corps, one of the great symbols of relief and assistance in countries around the world, is an opportunity for men and women of all ages to give a small part of their lives in the effort to help those much less fortunate than them. In 2007, the Peace Corps announced its highest volunteer number in 37 years with more than 8,000 volunteers and the Corps continues to grow as more people jump at the chance to help around the world.

Many people want to join and help in the Peace Corps, and more than 160,000 people have, since it was established by President Kennedy in 1961. But, many more wonder what it involves and what they need to know before they can volunteer and sign up for the world famous Peace Corps. This informative book will guide you through the process of not only deciding whether you want to join the Peace Corps, but of showing you everything you will experience and need along the way.

You will learn all of the basic lingo and necessary information needed to start the application process. You will be shown the specific qualifications to join and what you can do to boost your chances of submitting a winning application. Advice for older volunteers as well as those who are married or worried about entering another country as a minority or different sexual orientation is included in a special chapter about preparing for the Peace Corps mentality.

Once you have applied and are ready for your Peace Corps commitment to start, you will learn what you should bring for two years abroad and what kind of training the Peace Corps will provide to you. A full list of the countries you might travel to and the languages you will need to learn are included, alongside the vital medical and safety information that you will need to remain safe during your travels. Learn how to stay in touch with home through the proper channels and how much travel and free time you will be permitted. Social interaction is a vital part of any volunteer commitment and you will learn how and when you can get to know you fellow volunteers and the rules for interaction with the local nationals. Finally, the process of returning to normal life will be hard, but this book will walk you through everything you need to know, including the procedure for coming home early and a full section on how to adjust to your life once more. You will also find information on incorporating your new outlook on life gained from the humbling experience of your travels into the life that you left back at home. For those interested in joining the Peace Corps who feel overwhelmed by everything it represents, this book will take your hand and walk you through every step of the way. Item#9781601382849  $24.95

How to Open & Operate a Financially Successful Vending Business With Companion CDROM

Do you want to own a business that does not confine you to a desk, where you are able to make your own hours and as much money as you want to work? According to the U.S. Department of Labor's most recent statistical data, the median annual income of someone in the vending industry is $29,000 and, as a business owner, you could make even more. If this sounds like something you would enjoy, and you are thinking about opening a vending business, then we have a book that will answer all of your questions. From startup costs to vending machine bestsellers, this book will be your comprehensive guide on how to make the most money in a short amount of time.

Whether you will be operating out of your home or you are looking to buy or rent office space, this book can help you with a wealth of startup information, from how to form and name your business to deciding if this will be a joint venture or if you would rather work solo. Valuable information on forming a Partnership, LLC, Corporation, or becoming a Sole Proprietor, the four types of business formation, is included, as well as the legal implications of each.

This comprehensive book will provide a checklist of everything that you need to get started, including startup equipment that you should purchase immediately and how much product to buy. Budgeting sheets will help you estimate startup costs and profit and loss statements will help you gauge your earnings. You will learn about potential risks that you take in opening a vending business and how you can minimize your losses.

This complete guide will take you step by step through the process of buying new or used vending machines, acquiring a previous route from another business or finding new clients of your own, and how to efficiently service your machines in order to make the most money. Additional information is included on buying products for your machines, including how to get the most for your money and how warehouse retail stores can save you hundreds of dollars.

This complete manual will arm you with everything you need, including sample business forms; contracts; worksheets and checklists for planning, opening, and running day to day operations; lists; plans and layouts; and dozens of other valuable, timesaving tools of the trade that no business owner should be without. A special section on what items typically have the highest sales in vending machines is included, as well as sections on storage ideas for keeping your product fresh, when to reorder product, and how much back-stock to keep depending on the number of clients you have.

While providing detailed instruction and examples, the author leads you through every detail that will bring success. You will learn how to draw up a winning business plan (the companion CDROM has the actual business plan you can use in Microsoft Word™) and about basic cost control systems, copyright and trademark issues, branding, management, legal concerns, sales and marketing techniques, and pricing formulas.

In case you decide to open a full service business, you will learn how to set up computer systems to save time and money, how to hire and keep a qualified professional staff, how to meet IRS requirements, how to manage and train employees, how to generate high profile public relations and publicity, and how to implement low cost internal marketing ideas. You will learn how to build your business by using low and no cost ways to satisfy customers, as well as ways to increase sales, have customers refer others to you, and thousands of great tips and useful guidelines.

This manual delivers innovative ways to streamline your business. Learn new ways to make your operation run smoother and increase performance. Successful entrepreneurs will appreciate this valuable resource and reference it in their daily activities as a source of ready to use forms, Web sites, operating and cost cutting ideas, and mathematical formulas that can easily be applied to their operations. The companion CDROM contains all the forms in the book, as well as a sample business plan you can adapt for your own use. Item#9781601382788  $39.95

The Complete Guide to Your Personal Finances Online Step by Step Instructions to Take Control of Your Financial Future Using the Internet

With the growth of the Internet, the personal finance industry has equally boomed, allowing individuals who previously had no control of their money to take the reins and start banking, investing, and controlling funds online without the need for pricey professional help. In 2002, the number of people investing online was around 20 million. In 2006, that number had ballooned to almost 55 million and the estimates for the 2007 fiscal year show that it has risen as much as 40 percent higher as more people realize the potential that online services provide. But for many people, the complexities of finance are still too much. For that reason, this book was written-to provide you with a complete guide of everything you need to know to start managing and investing your money online.

You will learn the basics of why people take to the Internet to manage their personal finances and how you can start doing it today. Starting with the basics of online banking, you will learn what you can do keep track of your checking and savings accounts, pay your bills online, and even apply for loans from the comfort of your own home. You will learn how to measure your own assets and how much money you can afford to spend. A special section is devoted to deciphering the complex language of the financial sector to help you understand what you are dealing with. You will learn how to know if you are a passive or active investor and what kinds of rate of return you can expect. In addition, learn how to prepare your computer for use as a personal finance hub - the necessary safety and security precautions to keep your information safe, the Web sites you should bookmark, the tools you should have installed, and countless tips to help you keep track of the market, top picks, and your fellow investors.

The various types of online accounts will be broken down for you, including taxable brokerage accounts, retirement accounts (401k and IRAs), and education savings accounts such as 529 plans. You will learn how to determine what your tax burden will be in relation to your investments, as well as how to seek out and find the right broker for your needs. You will be walked through the process of finding the best financial opportunities and executing trades as well as your alternate choices in stock options and FOREX trading.

Hours of interviews and careful research with the industry's top investors and online finance professionals will provide an additional level of knowledge to help you know that every financial decision you make is correct. You will be shown how to keep in touch with your fellow investors, what mutual funds, ETFs and various other financial options are at your disposal, as well as how to start investigating in the companies you are looking to invest in. You will learn how to uncover the top prospects and develop investment ideas, as well as the top ten mistakes you absolutely must avoid as an online investor. For anyone seeking a complete resource for online personal finance, look no further than this book. Item#9781601382979  $24.95

How to Get the Promotion You Want in 90 Days or Less A Step by Step Plan for Making It Happen

Millions of people are unhappy with their current jobs. They either do not feel like they are properly appreciated or feel that they could do much better. A recent USA Today poll found that only one in ten people actually feel important in their job. In actuality, the number may even be lower than that, as it does not take into account people who aspire to being promoted or feel that they could perform better at their current position.

Many people agonize over whether they should and how they can go about landing the promotion that will allow them to feel better about their job and their position in the world. In this groundbreaking book, you will discover not only how to move from desire to action, but how to pass from each step to the next without making any major mistakes. The process of earning and then requesting a promotion can be a complex one, meaning you need the best possible resources at your disposal before you make any decisions or have any conversations.

In this book, you will learn how to start analyzing your own performance at work. Are you as productive as your peers? Do you have a reputation that you must live up to or overcome to be in the right position to request that promotion? What do you need to do to earn the promotion that you know you deserve? These are all vital questions that every employee must be able to ask and find the answers to in order to successfully get that promotion and this book will provide solutions to each and every one of them.

Through hours of interviews with hiring managers and professionals, we have been able to compile a complete guide to everything your employer looks for when deciding whether you deserve a promotion. Learn which traits your boss values highest, what days of the week and times of day are best to ask for a promotion, and when not to approach your boss. Learn how to have the conversation and prepare yourself in terms of job performance before you ask for the raise. Learn what you can do after you receive a promotion to continue your rise to the top, and in a special chapter on the top ten reasons promotions are denied, learn why it is that so many people are rejected. If you are seeking a promotion or the next major step in your career, it is vital that you know what to expect, what your employers look for, and what to avoid doing in order to land that new position. This book guides you through every step of the process and ensures you are ready on day one to pick up your new position and run with it. Item#9781601382856  $24.95

How to Get the Raise You Want in 90 Days or Less A Step by Step Plan for Making It Happen

You work hard every day and you know that your performance merits more money than you are currently making. But the rat race is making it next to impossible to ask for that raise you want. Job growth is slowing, salaries are tightening up, and you feel like you might miss your chance if you do not act soon - do not feel alone. Millions of Americans feel the exact same way and it can be hard to get past your initial hesitance to ask for a raise.

But, it is a more complex process than merely asking for a raise. You must be prepared to approach your boss and company from a multitude of different angles. In this comprehensive guide to overcoming your hesitance and getting the raise you deserve, you will learn exactly how you can step up to the plate and become the employee that no one can ignore, not only earning that raise, but proving to everyone around you that your presence is vital to the success of the company.

In this book, you will learn how to approach the process of getting a raise one step at a time, focusing on what you need to do as an employee to successfully convince your employer that you are worth the money. You will learn how to analyze where you are in your life and career, how you got there, and where you want to end up. A complete outline is provided to detail exactly how salaries are set by employers and how you can work within those parameters, evaluating your own skill set, and deciding if you are truly entitled to a raise or if you need to work a little harder for it.

You will learn how to go about earning your raise by creating a list of what your employer is looking for and methodically checking off each item as you improve your overall work performance to meet their expectations. Learn when and where you can ask for a raise and how to negotiate with a tough boss to convince them that your request is both fair for you and beneficial for them. A special section on the top mistakes you should avoid in negotiating your raise is included to ensure you do not make the same mistakes that have tripped up many before you and an explanation of how employers give and analyze employee evaluations allows you to see inside their head as they try to decide whether your request is worthwhile to them. For any employee grinding their way through work every day, knowing they are worth more money, this step by step guide to asking for a raise is for you. Item#9781601382863  $24.95

Retire Rich With Your 401(K) Plan A Complete Resource Guide with 100s of Hints, Tips, & Secrets from Experts Who Do It Every Day

The retirement market is huge. According to the Investment Company Institute, more than $2.25 Trillion is invested in 401(K) plans by more than 45 million Americans, building wealth for millions of individuals who hope to retire early and enjoy their old age in the lap of luxury. Understanding and maneuvering through the complex world of 401(K) plans though, can be quite difficult, often requiring professional help, or resulting in lost funds.

For anyone who has ever wondered what it would take to turn those slowly growing 401(K) plans into exploding retirement accounts that will allow you to quit your job early, there are things you can do. This complete, uptodate guide on the 401(K) plan market has made it easier than ever to sort through your finances and start pulling out the necessary bits and pieces of information that you need to truly capitalize on your retirement. You may think you know what a 401(K) plan is, but you will learn in detail exactly what these plans provide to you and what options you have that you may have never explored. From Roth IRAs to diversified portfolios, the options for how you invest in your retirement will finally be made clear.

You will learn how to start saving, even when you're getting past the point you thought you could save. You will learn how to start your own retirement plan even if your employer does not provide one. You will learn how to maintain your savings plans and not lose a dime of your money, even if you change jobs repeatedly. You will be walked through the complex process of investing your own 401(K) plan, including how to take advantage of mutual funds, and how to measure the risk involved in stocks and options versus bonds.

You will be shown the upper limits for your contributions every year and what you can do to maximize those contributions to ensure the money is there for you to draw from. You will learn how to choose between different tax structures and what you can expect as you grow closer to retirement. If you ever need to draw funds out of your 401(k) you will learn how to do so and what your plan expects of you. With the help of dozens of hours of carefully noted conversations with investment professionals, we have provided the tips you need to maximize every penny you have in your 401(k) plan so that when you retire, you have as much money as possible. And for those with alternate retirement options or necessities, you will learn what other 4() series savings plans are available to you. Don't wait too long to start investing in your future. With this book you can start now and retire when you want to, freeing up the rest of your life. Item#9781601382962  $24.95

Choosing the Right Legal Form of Business The Complete Guide to Becoming a Sole Proprietor, Partnership, LLC, or Corporation

According the United States Small Business Administration's most recently released date, there are more than 9 million small businesses in the United States and almost 250,000 new ones started every year. Of those new businesses, half will fail in the first 12 months and part of that failure is due to the lack of information about how to start and develop that business. Without the right legal form of business, you may end up paying too much in taxes, failing to comply with certain laws, or miss out on certain breaks that you deserve. This book provides you with a complete guide, discussing all four major forms of business, which one is right for you, and how your decision may affect you in the future.

The first thing you will read about is the list of nonlegal issues you need to deal with before you start the business creation process. In addition, you will learn which form of business is ideal for your particular situation with a short overview of each type, a comparison of what each offers, and how the legal implications of each might apply to you. You will learn specifically how to choose between an LLC and a corporation in instances where it might not be immediately clear which is best for you. You will also learn which special business structures are best suited to your needs if you do not fit into any of the four primary categories.

The process of structuring a partnership is outlined, along with how to create a written agreement and how to change a partnership after the business has been created. You will also learn how to create a corporation, including the structure you will use, how to establish financing, the compensation you will provide yourself, whether you need a lawyer, the 13 step process of starting and filing your corporation, and what you need to do immediately afterwards. The number of members needed to create an LLC is provided as well, along with how to structure management and determine financing and compensation.

Hours of careful interviews were conducted with successful small business owners and legal experts to help create a comprehensive collection of materials that will guide you through the processes above, as well as how to handle transition of ownership and the extended process of naming your business - including the legal implications of this process, what you need to know about trademarks and service marks, how to protect your own trademarks, and where to do name searches. The licensing and permit processes, as well as the tax structures for each business type, are included for federal, state, and local laws, while additional information is provided on how to build your home based business as opposed to one in a physical location. If you are looking to create a new business and do not know which format is best for your needs, this book will walk you through each step of the selection process, making sure your new business meets all applicable laws and regulations. Item#9781601383013 $24.95

How to Win Your Case In Small Claims Court Without a Lawyer

Small claims court is a place where many people look to equalize the playing field against individuals, businesses, or partnerships that have wronged them in the past. According to information gathered by Laywers.com, your limitations range anywhere between $2,000 and $10,000 in small claims courts and hundreds of thousands of Americans end up there each year with a case. Many people cannot afford the cost of a lawyer to ensure their case is solid and well presented before the court and are left out in the cold as a result. Small claims courts are not nearly as simple as those television judges make it seem, fixing problems in 30 minutes on daytime television. If you are not fully prepared with the right paperwork, proof, and witnesses, you may end up worse off than before.

With this comprehensive guide to winning your small claims case without a lawyer, you will get just that - a complete run through of everything you need to know before you submit your case to the court and the subsequent information you need to win that case. Starting with a checklist of everything you need before you even look to file a claim, you will learn how the courts work and all of the legal jargon that will be thrown about during the court case process.

You will learn how to state a claim in formal documents and ultimately whether your case is in fact any good before you file it. Different approaches to more than fifteen different kinds of small claims cases are provided, including breaches of contract, property damage, personal injury, defective products, breaches of warranty, nuisance claims, and many more. The limitations on monetary compensation in small claims court are outlined for you along with specific methods for how to calculate your own limits. You will learn how long you have to sue after an offense has occurred and how you can approach a settlement with the plaintiff outside of court. Different legal procedures for bringing legal action against individuals, couples, businesses, and corporations are provided and a detailed chapter about the various filing fees, court papers you need, and schedules you can look forward to is provided.

After hours of interviews with small claims court lawyers and successful defendants, an outline of the court case process has been devised and provided, including how to get ready for court, prepare your witnesses, and what you can expect on the day you are to be in court. You will learn the difference between various judgments the judge may provide and what options you have after the judgment is reached. For anyone looking into the option of taking legal action against a person or business, this book is an absolutely necessary resource that will ensure you are both prepared and fully educated about the process.  Item#9781601383068  $24.95

Off to College Now What? A Practical Guide to Surviving and Succeeding Your First Year of College

According to the US Census Bureau's report on the number of college students in the United States, more than 500,000 high school seniors pack up and leave their homes for college each year, intent on starting the next level of their education. The freshman year of college is an initiation into independent living, but it can be incredibly stressful on someone who is not prepared. It is estimated that almost 150,000 students will dropout before starting their second year, and it is not always because of the angry professor or subpar living conditions. Everything from the cost of living on your own to the stress of trying to balance a job, school, and a completely new kind of social life will weigh heavily on you.

The key to being successful in your first year of college is to be prepared for anything that might arise, maintaining a strict, well-organized schedule, balancing your free time and new found social freedom, and putting the right amount of energy into your studies. This unique, groundbreaking book will provide you with a milestone from which to set forth in your new college career. You will learn how you can transition from the rigid daily rules of life with your parents to a rulef-ree environment, without giving up the education you have worked so hard for. You will learn the four essential cornerstones of a healthy, successful college career Study, Friends, Health, and Involvement.

Many hours of interviews have helped to compile a comprehensive list of studying and living habits and also routines that will keep you locked in and on target throughout your college career. The Freshman 15 is not a simple joke. According to Kidshealth.org, the average college freshman actually gains ten pounds in their first year away from home. You will learn how to balance your small budget with a healthy lifestyle and maintain the weight and health you enjoyed when you left home using the resources every major college provides its students. You will also learn how to balance your classes and choose a schedule that will help you in the arduous process of selecting your major and minor.

In addition, learn how to deal with your first college roommate, decide whether you want to join a fraternity or sorority, and decide how to handle parties on campus. An entire section is included on how to make extra money while in college by working part-time on and off-campus. The chapter on college dating will help you decide when and how you should dip into the massive college dating pool. For any college freshman who wants to learn the best tips and tricks to staying organized, acing that first semester, and being the life of the campus, all without losing focus, this book is for you.  Item#9781601383143  $24.95

How to Win Your Case In Traffic Court Without a Lawyer

According to the National Motorists Association, as many as 50 million Americans are issued traffic tickets for moving violations. Many of those tickets will be paid and forgotten about, but many more will be added to a growing list of traffic court cases - with an estimated $7 billion in annual tickets and a good percentage of them being taken to court. For many people though, the cost of hiring a lawyer and fighting a case over a $300 ticket is too hard and they just accept it, paying the fine begrudgingly. With this book, you no longer have to cave into government pressure and pay your fines. If you feel you have been wronged, this book will walk you through every step of the process to uncovering exactly what you can do to win your traffic court case without a lawyer.

You will learn the total number of people who receive tickets every year and just how many are successful in their fight against them, including how they were successful. Learning to understand the law is essential in knowing whether you can effectively fight your ticket and this book will provide multiple chapters designed to break down and outline the details of the law for each major type of moving violation. You will learn what the three different kinds of speed limits are and when you can fight the ticket. You will learn which defenses absolutely will not work in court and whether you will be wasting your time by using them. Different ways in which your speed was measured and understanding how the officer handled the ticketing are vital to making your case and a comprehensive chapter on analyzing this evidence will be presented.

You will learn how to start building your case by using discovery and obtaining all of the necessary evidence. The trial specifics are outlined in a step by step manner, including the process of finding witnesses, preparing testimony, and presenting diagrams and visual cues that will help you make your case. Learn how to talk to the officer that issued the ticket and prepare yourself for the onslaught of questions your prosecutor will present.

With the help of professional opinions from dozens of lawyers and legal specialists, you will learn exactly how each traffic court case is handled and what you can expect when you take your particular case to court. There is an essential difference between jury and judge only trials and you will learn how to handle each of them, as well as how to tweak your case to match any of the 50 states in which you live. If you have received a traffic violation and you know it is unfair, the only choice you have is to fight it in court, and this book will help you do just that without the need of a lawyer or an expensive defense. Item#9781601383051  $24.95

The Complete Guide to Using Candlestick Charting How to Earn High Rates of Return—Safely

The investment world is full of different methods for understanding how to best grow your rates of return and minimize risk. The Candlestick Charting method, first developed by Japanese rice traders in the middle of the 19th century, has become one of the favorite modern methods of analyzing and understanding the market through careful plotting and analysis of the data provided. This book will guide you through the seemingly complex, but revolutionarily, useful method of candlestick charting to gain the highest possible rates of return while ensuring your risks are as minimal as possible.

Candlestick charting is a complex language all in itself and for that reason, this book will guide you through the entire process of understanding the language, starting with the very origins of the technique. You will learn how it was developed and why it is still used today, including what changes have been made to the methods by Western investors. You will learn how the candlestick charts are prepared and what the different line constructions signify. Additionally, you will be shown how to read and differentiate between the different bodies, including the short and long white and black bodies, to measure high and low price levels, support, and resistance.

You will be shown the various additional forms such as spinning tops, shadows, and doji. Next, the various different candle lines are outlined in full detail, showing you dozens of different formations including the single candle lines of "the hammer", "the hanging man", and "the shooting star", the dual candle lines of "dark cloud over", "the piercing pattern", "the engulfing pattern", "last engulfing pattern", and "harami". You will also learn the window candle lines, as well as the formations of three or more candle lines. Analysis of candle lines and the technical aspects, including how to discern stops, the risk/reward in each line, trends, the use of computers, and how to place and offset trades will supply you with the necessary information you need to read the candle lines.

By interviewing dozens of experts in the reading and analysis of candle charts, this book is able to provide a comprehensive perspective of candle charts and how you can start using moving averages, analyzing three line break charts, renko charts, and kagi charts. You will be provided with practice charts for all three major types and additional resources to help you learn how to read and analyze each type. For anyone interested in the centuries old Japanese style of market analysis that is candlestick charting, this book provides a comprehensive overview from the very origins to the most modern of interpretations.  Item#9781601382948  $24.95

What to Do When You Are Fired or Laid Off A Complete Guide to the Benefits and Legal Rights You Need to Know to Get Back on Your Feet

In the last five years, more than a million jobs have been lost in the United States, many of them due to the closure of plants, factories, or downsizing in shrinking companies. Millions more people have lost their jobs due to being fired, restructuring, or mergers in major corporations. Many thousands more are expected to lose their jobs in the year to come and that leads many to wonder what rights and benefits they have to help them recuperate and get back on their feet. This comprehensive guide to the laws and benefits provided to those individuals who have lost their jobs, for whatever reason, will help you discover exactly what you can do to ensure you have the resources you need to salvage your life and your career after losing a job.

A complete listing of the requirements your employer is bound to and the legal implications of your particular situation will be provided in multiple chapters broken down to reflect the various situations in which you lost your job. If you were laid off due to a factory closing, you will be given advice on how much of your retirement benefits you are entitled to, how much notice your employer is legally required to provide you (as per the WARN act), and what you can do in the final 60 days to shore up future employment. If your company downsizes, you will be given detailed descriptions of the laws that apply to your workplace according to where you work and how long you have worked there.

You will learn what opportunities the federal government provides to those who have lost their jobs, including unemployment benefits and welfare coverage. You will also learn about how you can take advantage of additional workforce training to further your technical skills. You will learn how to handle your taxes while unemployed. You will learn how to know if your firing was legal and if you have a legal basis to reproach your company for laying you off. If you were unfairly terminated, you will be shown how you can approach an attorney and what you need to provide to win your case.

Finally, you will be shown which resources and tools are available to help you get back on your feet, finding a new job that utilizes your skills and training. You will learn how you can modernize your skill set with additional training, seek out hiring services, and supplement your income between jobs with temporary or parttime opportunities. Hours of expert opinions have been gathered into this book from hiring managers, employment lawyers, and other experts in the field to help you know exactly what rights you have and what you can do to recover. If you have been laid off, fired, or unfairly terminated, this book will provide you with everything you need to minimize the stress and suffering of your situation and get back on your feet in no time.  Item#9781601382870  $24.95

How to Change Your Career and Do the Work You Really Love: A Step by Step Plan for Making It Happen

According to a USA Today poll of more than 1,000 working Americans, less than 10 percent of all employees feel that they are prestigious in the jobs they perform. As many as 60 percent of all employees will freely admit they wish they had another job. Few people are happy with their lots in life and yet many of them do not know how to fix the problem. They do not know how to start searching for the perfect job or how to put themselves in the position they always dreamed of. There are many steps involved in quitting and finding a new job. You must know what you want from your career, be able to track it down, and have the resources to do so. This book will provide you with the information you need to do all three things. You will be shown the right mindset to start and succeed in discovering what it is that would make you truly happy in life.

You will learn how to block out everything in your life and pinpoint what it is you have always wanted to do. A guide of popular careers and their related fields is provided to help you discern where you went wrong in your career, as well as pointed advice on how to methodically start thinking about the right career. Instead of quitting and being left in the cold, you will be shown how to start saving money and preparing the right resources to get a new job.

Instead of toiling over your job, you will learn what to look for in a career and how to outline how much money you really need to make to survive. You will be provided the top jobhunting resources in the country, along with a complete list for how to weed out bad jobs, with code words and telltale signs revealed that will help you ignore bad job listings. A special chapter is included to help you create the winning resume package, including a topnotch resume, cover letter, and all the fresh information you need if it has been years since the last time you looked for a job.

Finally, you will learn how you can start working toward turning your life's passions into a viable career. You will learn how to decide if what you love is viable as a business and how to start working for yourself. You will learn the most common mistakes people make when they try to strike out on their own and how you can avoid becoming just another sad story. With a plethora of interviews and conversations with real world professionals who have managed to chuck their job and start living and working the lives they have always wanted, you will learn the ins and outs of finding a career that will make you truly happy, while maintaining your current quality of life. If you feel trapped by your job or the press of your bills, this book will help you break free and finally start working towards a rewarding career in a field you love. Item#9781601382887  $24.95