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Welcome to Atlantic Publishing Company. We are your
#1 source for Books, Videos, Training Materials, Tools, and Software for
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When You Have to File for Bankruptcy: Step-by-Step Instructions
to Take Control of Your Financial Future According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years. This book is divided into three sections: evaluating your need to file for bankruptcy, how to file for bankruptcy, and what to do after you have filed. In the first section, you will be provided with evaluation tools, determine your eligibility, learn how to check your credit report for accuracy, and learn about the different types of bankruptcy for which you can file. In the second section, you will learn about the major changes in bankruptcy law, bankruptcy lawyers, alternatives to filing for bankruptcy, bankruptcy code, collection agencies, exempt property, nondischargeable debts, what bankruptcy can and cannot accomplish, the automatic stay provision, foreclosure, tax levies, bankruptcy fees, the 341 meeting, bankruptcy myths, the initial consultation with your lawyer, and bankruptcy timelines. You will learn the answers to some of the most common questions about bankruptcy, such as: "Will creditors stop harassing me?" "Will my spouse be affected?" "Who will know about my filing?" "Will I ever get credit again?" "What does it cost?" The final section will provide a brief overview of what to do after you have gone through the bankruptcy process. We will address the issues of how to get car loans and home loans and how to build credit after bankruptcy. Whether you are filing for bankruptcy for the first time or, unfortunately, you have been through it before, When You Have to File for Bankruptcy will provide insight into the complex and burdensome process. Item#: 9781601382092 $24.95 
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Your Complete Guide to Leaving An
Inheritance For Your Children and Others: What You Need to Know
Explained Simply While more than 50 percent of Americans feel it is important to leave an inheritance for their children and other beneficiaries, the majority have not yet made any plans for their estate. This new book will serve as an aid in your planning, providing you with indispensable information and the necessary tools. Whether you choose to arrange a trust or a will, you will learn how to do so, as well as how to manage and alter your plans. You will be able to choose which trust is right for you, be it living, incentive, Qualified Terminable Interest Property, charitable remainder, children's, support, family, or generation-skipping tax-exempt. You will decide which will - holographic, nuncupative, self-proving, statutory, simple, joint, living, mutual, ethical, electronic, or video - best fits your needs. Furthermore, you will learn about income only trusts, the Uniform Transfers to Minors Act, 529 plans, and Coverdell accounts. In this book, you will learn tips for distributing inheritance among children and what an appropriate inheritance is, as well as about inheritance taxes, exempt beneficiaries, disinheritance, durable power of attorney, and advance health care directives. Additionally, you will learn tips for distributing inheritance among children; what an appropriate inheritance is; how to prevent fights over inherited property; how to deal with adopted children, stepchildren, and children from a second marriage; how to select trustees and guardians; how to protect your money from a financially immature child, a child's spouse, and creditors; how to divide valuables and non-cash assets; and how to deal with the family home. Your Complete Guide to Leaving an Inheritance for Your Children and Others makes this difficult process easy to understand by using simple, every day language. If you are one of the many people who want to leave an inheritance but do not know where to begin, it is time to pick up this book and start planning. Item# 9781601382108 $24.95
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The Complete Guide to Creating Your Own Living Trust: A
Step-by-Step Plan to Protect Your Assets, Limit Your Taxes, and
Ensure Your Wishes are Fulfilled You worked hard for your money, so it's only natural that you want some control over what happens to your assets in the event of your death. At the very least, you probably want to minimize or avoid potential hassles and headaches for your loved ones. A living trust, created while you're alive, lets you control the distribution of your estate. You transfer ownership of your property and your assets into the trust. You can serve as the trustee or you can select a person or an institution to be the trustee. If you are the trustee, you will have to name a successor trustee to distribute the assets at your death. A living trust is probably the best strategy to avoid probate, protect your financial privacy, and provide long-range planning advantages. If you want to protect your assets and make sure they are distributed according to your wishes, you should think about establishing a living trust. It can be designed to manage your investments now and provide broader financial management later to make provisions for a surviving spouse, children, or other family members, and to reduce the impact of estate taxes or avoid probate. What are the advantages of a living trust? Properly drafted and executed, it can avoid probate because the trust owns the assets ‑ not the deceased. Only property in the deceased's name must go through probate. The potential downside? Poorly drawn or unfunded trusts can cost you money and endanger your best intentions. Many books on estate planning and living trusts indicate you do not need the services of an attorney, while we highly recommend an attorney versed in this area to assist you. We do not recommend going through the process alone. What this book will do is explain the complicated issues, terminology, and planning strategies of living trusts to the layperson (me and you). When you meet with a qualified attorney you will be well prepared, versed in the language, and ready to discuss issues and strategies that you will be familiar with, saving time, legal fees, and ensuring peace of mind. Get started today with the help of this new book. ISBN-10:1-60138-113-1 • ISBN-13:978-1-60138-113-2 • Item #9781601381132 • $24.95
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The Complete Guide to Becoming a Successful Mortgage Broker: Insider Secrets You Need to Know A reliable mortgage broker
is in constant demand and never short on business in any economic
condition. According to the U.S. Department of Labor, the average
income of mortgage broker's is $43,210. The mortgage brokering
business is one of the fastest growing occupations in America today,
yet the financial success rate for these new brokers is dismal. It
is estimated that less than 30 percent of new mortgage brokers ever
become financially successful. Virtually all mortgage brokers are
paid strictly on commission, so there is little motivation for the
company to help you succeed. You need the proper training to be
prepared.
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How to Write and Design a Professional Résumé to Get the Job:
Insider Secrets You Need to Know - With Companion CD-ROM In these tough economic times companies are downsizing, outsourcing, and merging, and job seekers are facing more competition than ever. You need a great résumé to stand out from the crowd. Your résumé is a platform to detail your achievements and experience. A résumé is a "marketing" document, designed to "sell" an employer on why they should contact and ultimately hire you. You will learn the basic components that must be in your résumé, résumé formats, key action words, common résumé myths, what fonts to use, how to stress accomplishments, what information you should never put on a résumé, how to write your résumé from the employer's perspective, how to write the résumé to fit the job, what words to use and what words never to use, techniques to get the interview, the secrets of a great cover letter, how to best describe your experience, how to detail employment gaps, and how to develop a professional résumé. You also will learn about paper selection, electronic résumés, white space, margins, graphics, and computer software to help layout your résumé. If you use all this information, you will give yourself that edge over the competition that you deserve. Item# 9781601381347 $29.95
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Outdoor Glamour Photography: The Complete
Digital Guide to Taking Successful Outdoor Glamour Photographs In Outdoor Glamour Photography Bill Lemon explains, image by image, how each was created and the equipment used, as well as the time of day that produces the best image and how to use the light to your advantage. Also included is a discussion of scouting for locations that fit one model better than another, backgrounds, depth of field issues, and much more. Reading light and not being afraid of it is
the secret to wonderful pictures. In this new book, Lemon teaches
you everything you need to know about light as it pertains to
outdoor photography. In addition, he introduces the use of fill
flash in certain situations and the use of what nature has provided
for bounced light.
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What to Expect When Your Child Leaves For College: A Complete
Guide for Parents Only According to experts in the field of psychology, more than half of parents experience some sort of separation anxiety when their child leaves for college. You may have been looking forward to your child's departure for 18 years, but now that the time has finally come you are experiencing mixed emotions. What to Expect When Your Child Leaves for College will provide you with valuable information and will help make the transition easier. In this new book, you will learn how to encourage independence, how to offer support, how to handle the drop-off, how to deal with empty nest syndrome, how to talk to your child about his or her emotions, how to keep the lines of communication open, how to plan meaningful family time, and how to teach your child to live on his or her own. Additionally, you will be provided with insight into your child's emotions, which will help you understand his or her behavior, such as spending excessive amounts of time with friends, ignoring you, or being disagreeable. You will learn how to handle the emotional rollercoaster, how to give your child time to adjust to college life, how to prepare for your child's first visit home, and how to help others deal with the transition. By reading this book, you will learn how your life will change, and you will discover ways to fill the void. What to Expect When Your Child Leaves for College provides you with countless ways to prepare yourself for your child's departure, as well as advice from parents, students, and psychologists. Whether your first child is leaving for college or it is your youngest child going away to school, you will find ways to cope with this difficult time in your life. Item# 9781601382184 $21.95
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The Complete Guide to Working for Yourself: Everything the
Self-Employed Need to Know about Taxes, Recordkeeping, and Other
Laws—With Companion CD-ROM Many people dream of starting and running a business of their own but often do not know HOW to start. Entering the small business field as an independent contractor, freelancer, sole proprietor, or consultant is not a single decision but a series of steps, each one bringing you closer to the day your enterprise is up and running, competing for customers, and making money. How will you organize and register your business? What are the regulatory considerations? How will you protect your intellectual property? Is your business plan adequate? Where can you find financing? What are your obligations as an employer? Do you understand your tax responsibilities? This brand new book includes the most current tax rates and changes in IRS regulations such as, "Is it a business or a hobby?" You will learn all about business operations: selecting a business structure, licensing and permits, employer identification number (EIN), business taxes, recordkeeping, self-employment taxes, paying estimated taxes (and calculating how much to pay), dealing with independent contractors and 1099-miscellaneous forms, client agreements, insurance, workers' compensation insurance, rights and intellectual property law, accounting periods, selecting an accounting method, checklist for starting a business plan, choosing a name, business plans, forms of business structures, financing, location, marketing and advertising, In addition, new entrepreneurs will appreciate this valuable resource and reference in their daily activities and as a source of ready-to-use forms, Web sites, operating and cost cutting ideas, and mathematical formulas to apply to their operations. The Companion CD-ROM contains all the forms in the book as well as a sample business plan you can adapt for your own use. ISBN-10:1-60138-048-8 • ISBN-13:978-1-60138-048-7 • Item #9781601380487 • $29.95
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How to Market and Sell Your Art, Music, Photographs, and Handmade
Crafts Online: Turn Your Hobby into a Cash Machine You are creative, you are an artist or a photographer, you have a hobby or craft, something you absolutely love to do, and you are good at it. But you may be asking yourself, "How do I market my work? How do I turn this into a real money making business?" The answer lies between the covers of this new book. You will learn the steps you need to take to successfully sell your artwork or crafts - even if you have no experience with marketing and even if you hate to sell. As with many other business segments, the Internet and technology have opened up the world and made it your marketplace. You and I, working from the comfort of home, are now on an even playing field with the largest retailers. This groundbreaking and exhaustively researched new book will provide everything you need to know to get your marketing message into the hands of your customers. You will learn about online galleries, designing your Web site cyber stores, arts and crafts search engines, publicity sources, online forums, auction sites, online marketing, e-mail marketing, and search engine marketing. You also will learn of over 300 Web sites on which you can sell your artwork, music, or crafts. This specialized book will demonstrate, step by step, how to inexpensively market and promote your artwork -easily and, most important, profitably. You will learn how to quickly find new customers and keep existing ones buying more by using technology and low cost marketing devices that take little or no time on your part. You will learn to develop a marketing plan using hundreds of practical marketing ideas that will help you disseminate your artwork all over the world. Item #9781601381460 $24.95
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The MySpace.com Handbook: The Complete Guide
for Members and Parents MySpace.com is a free, social networking Web site that allows you to share your photos, Web logs, user profiles, e-mail, Web forums, music, and videos, and also offers you the opportunity to participate in groups. MySpace.com is the largest online social networking portal on the Web; it has more than 61 million registered users with over 21 million unique visitors. According to its number of page views, the site is the second largest destination on the Web. With a MySpace account you can speak with friends online, meet potential friends, connect with friends of other friends, keep up with family, and find lost classmates, friends, or business associates. Many parents, however, feel they have been left behind on this new technology and have legitimate concerns about their children's safety. People are not always who they say they are, and recent news stories have alerted parents to potential predators on MySpace.com. The MySpace.com Handbook provides tips, secrets, and tricks to creating and personalizing a MySpace profile and provides a complete overview of MySpace.com. Learn how to use online social networking Web sites, personalize your account, and add photos and music. Parents who are not Internet savvy will find the book useful, as it will assist them in developing discussions with their teens about MySpace. In addition, step-by-step instructions detail critical information and safety issues for parents, and parental controls are described, as well as how to prevent contact from strangers, eliminate profile invasion, avoid online sexual and criminal predators, report inappropriate content, and protect your identity. Furthermore, the issues of spyware software threats, Web monitoring services, cyber bullies, hate groups, and phishing and other Internet scams are addressed. There is also an important chapter geared toward businesses and others who may want to use the site to market products, music, books, and so on. Although this book primarily deals with MySpace, a chapter is devoted to other social networking Web sites. Whether you are a potential or current member or the concerned parent of a potential or current MySpace member, you will find a wealth of helpful advice and useful commentary and tools in this book. Item# 9781601381217 $24.95
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The iPod & iTunes Handbook: The Complete Guide to the Portable
Multimedia Revolution
Since the debut of the iPod in October 2001 and the unveiling of
iTunes in April 2003, Apple has revolutionized the digital music
industry. The iPod has outsold all other digital music players,
comprising over 70 percent of market sales. Recently, Apple
announced that it had sold its one hundred millionth iPod, which
makes it the best selling digital music player of all time.
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The Complete Guide to Medicaid
and Nursing Home Costs: How to Keep Your Family Assets Protected -
Up To Date Medicaid Secrets You Need to Know It is estimated that five out of ten people turning 67 will use a nursing home at some point in their lives - and many will need home care and other related services as well About two-thirds of people in nursing homes have no living relatives. And about 70 percent of all nursing home patients are women. Nursing home costs are estimated to be $75,000 in 2009, which would economically devastate most families. The federal government will not be helping either, unless you are without any assets, Medicare will cover you for a maximum of 100 days, but there are no social security benefits to cover any of these expenses. The only program that can assist you is Medicaid, but the catch is you must qualify. You can protect yourself from Medicaid nursing home costs by taking action now while you still have your health; the key is in the planning, which this new, groundbreaking book will assist you with. On February 8, 2006, President Bush signed a law called the Deficit Reduction Act of 2005. This law makes sweeping changes to the ability of seniors to transfer (gift) assets to their children and grandchildren. The information you use must be up to date. You will learn all the LEGAL means to protect your assets: The Federal Spousal Impoverishment Act, Medicaid trusts, including what they are and how to use them, and Medicare supplemental insurance. You also will become knowledgeable about asset protection strategies, annuities, long-term care insurance, wills, assets, settlement costs, executors and trustees, life insurance, living trusts, living wills, durable power of attorney, catastrophic illness, potential long-term care needs, marital deductions, types of trusts, federal and state exemptions, irrevocable life insurance trusts, gift splitting, survivorship deeds, charitable remainder trusts, 529 plans, health care proxies, power of attorney, gift tax issues, generation skipping transfer tax, and tax deferred accounts. In addition, you will learn how to legally and properly transfer assets and how to exempt the value of your principal residence. Through proper planning, much of your assets can be preserved within the family. This new book will guide you through the complex state and federal rules that are required for successful asset and income protection planning. Many books on asset protection indicate that you do not need the services of an attorney, but we highly recommend that you hire an attorney who is well-versed in this area to assist you. What this book will do is explain the complicated issues, terminology, and planning strategies of asset protection to the layperson so that when you meet with a qualified attorney you will be well prepared, versed in the language, and ready to discuss issues and strategies, saving time, legal fees, and ensuring peace of mind. Get started today with the help of this new book. Item# 9781601381534 $24.95
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The Complete Guide to Investing in Short-Term trading: How
to Earn High Rates of Returns Safely Short-term trading refers to the practice of buying and selling financial instruments within the same trading week or, at most, a few weeks. Short-term traders buy and sell stocks over a few days or weeks in the hope that their stocks will continue climbing in value for the time they own them, making for quick and, often, huge profits. Some of the more commonly traded financial instruments are stocks, stock options, currencies, and futures contracts such as equity index futures, interest rate futures, and commodity futures. Short-term trading was once the preserve of banks, financial firms, and professional investors. Many traders are bank or investment firms' employees working in equity investment and fund management. As with many other business segments, the Internet, technology, and legislative changes have opened up this attractive marketplace to a new breed of individual investors and speculators working part-time. You and I can now stand on an even playing field with the largest banks, wealthiest individuals, and trading institutions from the comfort of home. Short-term trading can provide you with very high and secure rate of return as high as 12%, 18%, 24%, or even 300%. If performed correctly, short-term trading can far outpace all other investment techniques. The key is to know how to perform this process correctly. This all sounds great, but what is the catch? There really is none, except you must know what you are doing! This groundbreaking and exhaustively researched new book will provide everything you need to know to get you started generating high-investment returns with low risk from start to finish. In this easy to read and comprehensive new book you will learn how to set up your online account, how to choose the correct software to use in trading, how to get started in short-term trading, how to invest in short-term stocks, evaluate performance, and handle fees and taxes. This book delves into trading tactics for swing trading, position trading, leveraging the stock market, selling short, and pinpointing entry, exits, and targets for your trades. You will pick up the language of a trader so that you recognize candlestick patterns, advancing and declining issues and volume, call options, and put options. You will know how to find the very best stocks every day, how to read and prosper with stock charts, how to use the New York Stock Exchange tick indicator and trading index (TRIN), the Commodity Channel Index (CCI), the moving average convergence/divergence (MACD), the Dow 30-Day Moving Average. As you read this book, the mysteries of short-term trading will unfold so that you can double or even triple your investment - all while avoiding the common traps and pitfalls. In addition, we took the extra effort and spent an unprecedented amount of time researching, interviewing, e-mailing, and communicating with hundreds of today's most successful investors. Aside from learning the basics of mutual fund trading you will be privy to their secrets and proven successful ideas. Instruction is great, but advice from experts is even better, and the experts chronicled in this book are earning millions. If you are interested in learning essentially everything there is to know about short-term investing as well as hundreds of hints, tricks, and tips on how to earn enormous profits in short-term investing while controlling your investments, then this book is for you. • 978-1-60138-002-9 • 1-60138-002-X ITEM #9781601380029 • $24.95
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The Complete Guide to Understanding, Controlling, and Stopping
Bullies & Bullying at Work: A Complete Guide for Managers,
Supervisors, and Co-Workers According to the Occupational Safety and Health Administration (OSHA), more than two million workers in the United States alone are victims of workplace violence each year, leading to millions of dollars lost in employee productivity. Many people believe that bullying occurs only among school-age children and fail to acknowledge the presence and devastating effects of bullying in the workplace. It is time that this destructive issue be addressed and resolved; however, you may be asking yourself how to accomplish such a task. The Complete Guide to Understanding, Controlling, and Stopping Bullies & Bullying at Work will provide you with valuable information on the topic, as well as unique solutions to the problem. In this new book, you will learn how to identify the problem of workplace bullying, how to define the workplace bully, how to identify characteristics of a "targeted" employee, how to identify pathological characteristic of workplace bullies, how to bust bullying, and how to "bully-proof" your employees. This book also discusses the indicators of a toxic workplace, the causes of workplace bullying, reasons why workplace bullying is perpetuated and unchallenged by other employees, the connection between bullying and lethal workplace violence, and the legal aspects of bullying. Furthermore, you will learn about "mob" bullying, the effects of bullying on the "target," and the effects of bullying on the organization. The author also covers such special topics as workplace bullying in federal, state, and local organizations; the United States armed forces; Fortune 500 companies; and medical organizations, as well as "reverse bullying" by employees who inappropriately assert harassment and bullying by their superiors even though they have been fairly disciplined for sub-standard job performance. This book goes one step further and provides solutions to end workplace violence, anti-bullying pledges, and examples of zero-tolerance bullying policies. If you are a manager, a supervisor, or even just an employee and you suspect bullying is occurring, you need to read this book. Whether bullying is already happening or you want to be sure it never does, The Complete Guide to Understanding, Controlling, and Stopping Bullies & Bullying at Work will provide you with everything you need to know to create a better working environment. Item #9781601382368 $21.95
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The Scholarship & Financial Aid Solution:
How to Go to College for Next to Nothing with Short Cuts, Tricks,
and Tips from Start to Finish College costs are continuing to rise, with a four-year private school averaging $22,218 and a four-year public school averaging $5,836 for the 2006-07 school year. The good news is that more than $134 billion in financial aid is available. The Scholarship & Financial Aid Handbook will show you how to earmark some of that money for your college education, ensuring that you will be able to afford a higher education. In this book, you will learn about the different types of scholarships, including those based on academics, awards, honors, leadership, test scores, extracurricular activities, majors, community service, volunteer work, essays, financial aid, minority status, even some unusual ones. You will learn how to determine your eligibility for these scholarships, as well as how to enlist the help of your parents, how to recognize and avoid scholarship scams, how to create a résumé, how to ask and who to ask for letters of recommendation, how to ace interviews with scholarship committees, and how to prepare for your interview. Additionally, you will discover where to look for scholarships, from your school to local organizations, businesses, and online. You will be provided with tips on filling out applications and tips for writing essays, as well as how to alter your essays for multiple uses. Also included are possible essay topics, sample interview questions, and information on state grants, FAFSA, and work study. The Scholarship & Financial Aid Handbook is intended to be a guide for students, parents, and school personnel to assist students in finding and obtaining scholarships. The author uses her years of experience and exhaustive research to help you benefit from scholarships. Even if you do not have above average grades, participate in lots of extracurricular activities, or have an abundance of extracurricular activities, you can find money to go to college. Just read this book and apply the techniques found within. Item # 9781601382610 $19.95
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The Most Important Questions to Ask on Your Next Job Interview:
Insider Secrets You Need to Know
You have brushed up on the tough interview questions. You have
covered every area of your résumé -including that three month
unemployment gap - and you have studied up on the company. But there
is one more thing you may not have thought of - some questions you
want to ask in your interview. Many prospective employees do not
realize, or forget, that the interview process is a two way street.
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